"Hope to buy a plot of land from my savings so as I can compensate the one I would buy out of GD money"

"I'm determined to finish building our house. I've been saving up a portion of the transfers specifically for that purpose. But that's not all. I've got another plan, I want to start poultry farming. With the profits from selling the poultry, I aim to acquire livestock, which will serve multiple purposes. They'll help with ploughing the farms for income generation, and if need arises, I can sell them for extra income. I'm glad that our lives have become better with the GiveDirectly transfers."

"Being aware of the appreciating value of livestock over time, I am eager to allocate a larger portion of my forthcoming transfers towards livestock investment. As these animals reproduce and their value grows, they will serve as valuable assets, especially in funding my children's education in the future. I intend to sell some of the livestock when needed and utilize the proceeds to cover school fees. I am pleased that the transfers have alleviated the difficulties I previously encountered in meeting my children's educational expenses."

"While my primary focus remains on providing my children with quality education by ensuring their school requirements are promptly met, I am also aware of the cultural and economic significance of livestock ownership in our community. Despite my age, I am disheartened by the absence of livestock in my possession, as it is traditionally regarded as a symbol of wealth and prosperity. To address this, I plan to start with chickens since they are the most affordable option for me. I will rear them and then sell them once I have a good number, using the proceeds to eventually buy a goat. I will continue this process until I can afford to purchase a cow. While my children's education is a significant achievement made possible by this project, owning a cow at the end of it would also be a valuable investment in my eyes."

"After working in a local hotel for a year, I have acquired valuable skills and experience that have inspired me to start my own small-scale hotel business. I have been gradually purchasing the necessary equipment and supplies with the money I receive from the transfers, and I plan to buy the remaining items soon. I am drawn to the idea of running a hotel business because I have seen firsthand how profitable it can be, and it does not require a huge investment to get started. By having my own business, I will be able to increase my income, which will benefit my children and my entire family. Using the transfers, I. intend to steadily improve the business over time hoping that by the time the project ends, I shall have achieved full financial stability for myself and my family. This endeavor represents not only a personal aspiration but also a means to provide greater support and stability for my family's future."

"My primary goal is to ensure my children have no debts in school and attend school consistently without any disruptions caused by delayed fee payments which usually lead to them being sent away from school. This is why I plan on continuing to use the transfers to pay their school fees and also take care of any other school requirements. Besides this, I also aim at continuing to expand my livestock herd by buying more goats and chicken whenever possible. This is to cushion myself against the high fee requirements that I will experience once my children join highschool. I currently have around 50 chickens and 20 gees which I intend to sell and use the proceeds to buy a much larger and easier to manage livestock such as a cow. In future, I can sell the cow to raise any money in times of financial emergencies."

"As I enter my final year of secondary school, my main focus is on performing well in my final exams. To make sure I'm fully prepared, I plan to use the money I receive in transfers to get all the necessary school supplies to help boost my performance. But most importantly, I want to ensure my school fees are paid on time to avoid any interruptions that might come from late payments. To achieve this, I will continue setting aside $30 from my monthly transfers specifically for my school fees. Whatever's left will go towards covering my personal and school-related needs. Since I know my parents will not be able to support me financially for college due to their low income, once I have cleared my fees for the year, I will shift my focus to growing my herd of goats. This way, when the time comes for me to go to college, I can sell some of the goats to raise the necessary funds for my education."

"What stood out to me about GiveDirectly was the genuine care and support provided by their staff during their home visits. They were incredibly friendly and kind, taking the time to ensure we fully understood how to use Mpesa and offering valuable advice on keeping our money safe. Their level of service surpassed any previous experiences I have had, and I truly appreciate their dedication. Keep up the excellent work!"

"My goal is to secure my independence and build a future for myself and my future partner. I'm starting to save a portion of the GiveDirectly transfer through my phone's savings account. Once I accumulate enough to afford my own place I will relocate from my brother's place. Then, find a life partner and provide her with a source of income, allowing her to thrive alongside me as we build a life together. I'm grateful for the transfers, they have given me hope in life."

"First of all, my aim is to build a more stable house made of bricks to replace our current one, which I consider a "mad house." The need for a better house has been on my mind, and achieving this will bring me a sense of fulfillment and security. Additionally, I plan to invest in purchasing more livestock to expand my source of income. This increased revenue will enable me to better support my family and provide for their needs. With determination and the support of these GiveDirectly transfers, I am optimistic about the positive changes I can make for our future."