"I am determined to excel in school and secure a good job in the future. My ultimate goal is to open a cosmetic shop where I can offer a wide range of products. Many people in my community currently travel all the way to Mombasa to purchase quality cosmetics. Recognizing this need and the lack of local competition, I see a promising business opportunity. My plan is to establish this business to tap into the ready market and generate a stable income. I am motivated by the desire to support my family, who have been providing for me for a long time. Now, I am eager to take on the responsibility of helping them in return."

"My primary goal is to focus on goats. They have the advantage of multiplying easily, which allows me to grow my herd. My plan is to eventually exchange some goats for dairy cows. This way, I can also sell the milk produced by the cows. As the herd continues to multiply, I aim to exchange some animals for bulls. With each step forward, my goal is to accumulate enough resources to purchase land. I envision myself farming and cultivating crops on this land. I strongly believe that this investment will pave the way for a brighter future for me."

"I have many aspirations, but being unemployed limits me. One of my goals is to start a video operating business. I learned the skills from a friend. I envision a place where people can gather to watch video football together. I have a background in football and previously qualified for a program while working for someone else.This business is promising because the initial capital required is manageable, around $45 for setting up and acquiring necessary items. It's a straightforward venture where profits can be made quickly. On average, one can earn up to $10 per month initially, and with more people, the more income for higher earnings increases. I pray that my goats multiply and I can easily sell them to get money to start the project."

"My main goal for the coming year and beyond is to renovate my house. Currently, the roof leaks terribly whenever it rains, causing me constant discomfort. I'm tired of dealing with these issues, and my dream is to replace the roof entirely. With the help of ongoing transfers and careful financial planning, I am determined to achieve this goal. It's not just about fixing a leak; it's about improving my living conditions and creating a more comfortable home for myself and my loved ones. I look forward to the day when I can finally enjoy a dry and secure shelter, free from the worries of rain pouring indoors. This renovation project signifies a new chapter of stability and peace in my life, and I am committed to making it happen."

"For now, my main aspiration revolves around owning a house of my own. Currently, I find shelter in my son's house due to the precarious state of my own, which is on the verge of collapsing. While this arrangement goes against our customs, safety compelled me to move in with him. To achieve my dream, I am strategizing how to use incoming transfers effectively, especially since I do not currently hold a job. Securing a stable living situation is my utmost priority, and I am determined to make this dream a reality through careful planning and resource management in the coming year and beyond."

"In the coming year and beyond, my main aspirations revolve around two key goals that hold deep significance for me. Firstly, I am determined to purchase a sewing machine for my granddaughter. I firmly believe that this investment will empower her to become self-sufficient and support both herself and me, especially as I navigate my elderly years. Secondly, I aim to renovate my current house, which is in a state of disrepair. This home has been a place of comfort and security for me, but its condition now requires attention. I have made plans to achieve these goals using incoming transfers, ensuring that I can provide a better environment for myself and my family. These dreams motivate me each day, and I am committed to realizing them soon."

"My goal for the coming year and beyond is to buy more goats to add to my compound. By doing so, I can have a reliable source of income in case any challenges arise; I can sell one or two goats to sort out unexpected bills. I am planning to use the incoming transfers to make this dream a reality. I am confident that with this support, I will soon have many goats, which will be a great relief for me. This plan will provide financial security and help me take better care of my family. I am excited about the prospect of growing my small herd and the stability it promises to bring."

"Starting next month, I'm determined to begin saving diligently. My immediate goal is to accumulate enough funds to renovate my house, especially focusing on repairing the roof, which is currently in poor condition. The worry of potential leaks during rainy weather has been on my mind, urging me to take proactive steps. By setting aside a portion of my income each month, I aim to ensure that my home becomes a safe and comfortable haven for my family. With careful planning and perseverance, I am optimistic that I can achieve this renovation project within the coming year, providing peace of mind and security for years to come."

"My dream for now is to build a new house using the funds coming in from the transfers. I am so tired of sleeping under a temporary house made of grass that leaks whenever it rains. The current situation is exhausting and unsustainable, and I long for a safe and comfortable home. To achieve this, I have started buying some of the materials needed for the project, using the transfers as my payment solution. With a solid plan in place, I am confident that I can make steady progress. My hope is that by next year, I will have a sturdy and secure house where my family and I can finally find some peace and stability."

"Following the collapse of my previous house due to heavy rains in April this year, my family was left homeless. We quickly constructed a makeshift structure where we currently reside while working on building our new two-room house. My goal for the coming year is to complete the construction of this house. I plan to achieve this by saving from my subsequent transfers and purchasing the necessary building materials. I am grateful for the financial support received so far, which has enabled me to begin setting up a new home for my family."