"This year, there were no rains but prolonged scotching sun and strong winds which led to drought leaving us without any food to harvest in our farms forcing us to buy food using the transfers that I receive. My plan for this year is to continue using a portion of the transfers I receive from GiveDirectly to continue buying food until the rains come and we get good harvests from our farms. This will ensure that my son and I do not go hungry during these challenging times. Moreover, I am determined to grow the grocery-selling kiosk that I started with my son's assistance. My goal is to expand the business and increase its revenue potential. That way, once the GiveDirectly program comes to an end, I will have a reliable source of income to depend on. To achieve this, I intend to allocate a portion of my upcoming transfers to continuously add to the kiosk's stock and expand its capital base. By investing in the growth of this business, I am confident that it will thrive and become a valuable asset in my life in the years to come. I am hopeful that this strategic investment will pay off and provide a sustainable solution to our current food insecurity and financial challenges. With hard work, dedication, and the continued support of my son, I am determined to make the kiosk a success story."

"My primary goal for the upcoming year and beyond is to save more money from the monthly transfers I receive to buy livestock, particularly goats. This investment will supplement my current earnings from selling charcoal in the village. I am deeply grateful for the financial support I've received so far, as it has greatly improved my quality of life. I am confident that achieving this goal will lead to a stable and prosperous future for myself and my family. Another goal is to purchase new bedding, such as a mattress, as the one I currently use is worn out and has been causing me sleepless and painful nights. I believe that with my monthly savings, this dream will soon be within reach, and I will no longer have to worry about the condition of my bedding, which will contribute to better health and comfort."

"I have a significant goal that I want to accomplish by early next year. After taking my secondary school exams last year, my parents couldn't afford to pay for my college education. I had to find a way to support myself, so I became a domestic worker. The salary is very low, but my aim is to earn enough money to help my mother raise my sibling. To achieve this, I've decided to save $2,000 each month from the transfers and return to school. I believe that with the support of the transfers and some help from my father, I will be able to attend college. My hope is to graduate, secure a good job, and support my family back home."

"Being a widow and the sole caretaker of my children has always been challenging. I've long dreamed of renovating my house by replacing the mud walls, which are full of holes and let in the wind, making nights cold, with durable building stones. This renovation will enhance our home's safety and stability and ensure its longevity for years to come. By investing in these improvements, I am prioritizing my family's security and comfort. Since I am not currently financially stable, I plan to use the monthly transfers I receive and my small savings from selling wood to make this dream a reality."

"I am now a full fledged owner of my Motorcycle. I have now finished making payments for my motorcycle which ensures that now my earnings will be mine. My wife were also jobless and I was also able to start for her a small grocery stall selling cooked and raw food. Now that I will no longer be making payments for this motorcycle I plan to divert my income to expand her stall so she is able to earn more from it. I also want to buy some few animals to be an emergency fund for us."

"My roof has developed some holes, causing rain to penetrate inside the house and disrupt our daily life. Because of this, I want to renovate my two-room house. In the coming year, I plan to buy building materials for the renovation. I will start by purchasing iron sheets next month with my monthly transfer to achieve this goal. Initially, I had planned to invest in goat rearing and have already obtained three goats. For now, I will pause this project and focus on repairing my roof, as it is my urgent priority. Once the roof is fixed, I will resume the goat-rearing project."

"In the coming year, my biggest dream is to transform my small house into a spacious, welcoming home. I have already taken the first step by depositing $100 at a hardware store for iron sheets, and I am determined to kickstart the construction before this year is over. This project is not just about increasing the size of my house but about creating a shelter where my family can gather in comfort."

"In the coming year and beyond, my heart is set on pouring all my energy and love into the education of my six wonderful grandchildren whose father, my son, passed on. With three still in primary school and the other three in secondary school, I am dedicated to supporting their every step with unwavering encouragement and resources. My greatest joy will come from watching them grow, thrive, and achieve their dreams, knowing that my efforts have played a part in their future success. Their bright futures are my greatest hope, and I am committed to helping them shine."

"In the coming year and beyond, I am determined to focus on investing in goat farming to secure my future. I plan to save at least $15 every month, ensuring that I can gradually expand my herd. The choice of goats over cows is a strategic one; goats are more affordable to acquire and maintain, making them an ideal investment for my current financial situation. My passion for goat farming fuels my drive, and with careful planning and consistent effort, I am confident that I will achieve my goals and create a thriving agricultural venture."

"In the coming year and beyond, my primary goal is to focus on my health, seeking the right medication and treatment so that I can fully recover. I want to regain my strength and energy, allowing me to return to my duties with renewed energy and dedication. This journey to recovery is not just about healing physically but also preparing myself mentally and emotionally for the future. I envision a future where I can pursue my dreams and ambitions without the constraints of health issues."