"We are newly married but our own development is not easy because we don't get enough money as we want. The small we get from the small business we have we use it in our house expenses and we can't be able to put our plans into action. I want to study sewing and start doing it but i lack the capacity because i don't have enough money to make that dream come true. We don't have enough livestocks thus we don't get enough fertiliser to use in the small land we have and the little we rent. Currently our house is very new and not well done inside because we don't have a kitchen , we have to cook inside and this is a challenge for us."

"The first challenge we are facing is not having enough land to cultivate, we currently have a small land of our own which can't produce enough for my family size, I have to rent in order to be able to sustain for my family. And to be able to pay the rent I have to work for others as well and the small amount i get i immediately use it and can't have any balance to use in any need occuring. We currently don't have enough fertiliser because we don't have the capacity to pay for inorganic fertiliser, I currently use organic fertiliser which is not enough and to get it i herd livestock for others because what i have is not enough. I have a big family of 8 people and our house is very small for our family size , we have to share the same room with some of our children and the rest have to sleep in the living room floor because we don't have enough space for all of us."

"The main challenge is poverty. We do not have enough land to do farming yet we are farmers and we have two children we take care of. The other challenge is that our children are grown up and need to develop themselves by creating their businesses but we cannot support them financially"

"Food insecurity! Generally, many problems have affected my household but getting my daily bread stands out to be the main challenge. This is because I am a subsistence farmer but due to the prolonged drought, my livelihood has greatly been affected. It's 4 consecutive seasons now with no good harvests, what a life! I am currently depending on my daughter who works as a house help to assist me with food. Since her support has been inconsistent, sometimes, I forfeit meals or survive on one a day, a situation that has primarily affected my health."

"The biggest challenge we have is that we do not have enough money to do business as we want. We started a small business of selling traditional beverages like banana beer and sorghum beverage. We used a capital of $50. We are now having a big family of 6 children which means that we have to improve on the business to be able to feed them but we don't have enough funds."

"I lost my husband almost 26 years old. I felt lonely and lived alone for many years till my son decided to build a house for me next to his family of his wife and children. Currently, I have enough land for farming but the challenge is that I do not have strength to cultivate, sometimes, I have to give people money to do farming for me yet I do not have money."

"I live in poverty because I do not have enough livestock. The fact that we do not have the eggs which can help us to get some proteins, it is a bit challenging as well. I do not have enough land too which can help my family in farming yet I am not strong enough to work for others or doing casual jobs.Moreover, my house is very old and some trees can fall at any time due to the rain"

"GiveDirectly has given both my husband and I  the motivation to keep going. The material and emotional strides we have made as a family and as a community would not have been possible without them. GiveDirectly gives a new lease on life to those who are at their lowest, for which I applaud them and hope they will continue to impact many more lives in the future."

"In the next one year, I am hoping to have saved enough money in a year to go back to school so I can figure out how to support my family financially since my child will be old enough to start school and I don't want to put her off."

"Before the transfers, I never had cows before as I had no source of income. I used the transfers to buy female cows for kshs 35,000. I decided to buy female cows for milk production for my family's consumption and sale. I do casual work to earn a living and most of the time the pay is too little to cater for my basic needs, I do top it up with the money from selling milk and this has enabled me to take care of other basic needs like food, clothing and kids school fees. I used the remaining part of the transfers to buy a piece of three-seater furniture. I used to fear hosting friends and relatives as I never had enough seats for them, but my self-esteem has improved since I started receiving transfers from GiveDirectly."