"My main goals this year and beyond is to join college and open my own welding shop. I would achieve this by saving part of my transfers to enable me purchase the necessary equipment to start off my business after I would be done with college by the end of this year."

"My main goal that I would like to accomplish is to have a better house. The house that I currently live in is a bit small considering the size of the family that I have. I would want to save a greater percentage of my monthly transfers and before the end of the this year, I believe that the amount of money that I shall have saved would be enough to start me off."

"The house that I am currently living in not big enough for my family considering that the family is still growing big. Therefore my biggest goal this year is to improve and expand it to a size that would be suitable for my family."

"I currently have three school-going children with my eldest child in grade 4. In the next two years, he would be required to join junior high school and I know that without prior planning, paying for his school fees would be a great challenge. Therefore my goal is to ensure that he continues with his studies without interference and therefore I want to ensure that every month, I purchase a goat and have as a many as possible so that when the time comes, I would sell them and get enough money to take him to school."

"My goal for the next one year is to venture into livestock rearing. I would want have as many goats as possible so that I become one of the greatest livestock keeper within the area. I want to ensure that I at least purchase a goat every month with the transfers that I would be receiving to enable attain my goal."

"My main aim this year was to build my own home. I now live in a room that was a room that was kitchen for the family to which I was married into. The kitchen housed animals and was also the place for preparing food. When I was married I was given this house which did not even have a door as we looked for finances to build a house for ourselves. The animals were later sold out by my mother in-law so she could take care of her financial needs which gave us a bit more space. I want to use my march to buy the first materials for building, I want to continue this on a monthly basis untill I have all the materials for biudling this house."

"I want to buy a piece of land and build commercial buildings which go at about $60. I would like to build houses which I will rent out. I want to buy more goats which will reproduce and give me more animals. I want to be able to sell this animals and use the money to save towards buying the piece of land. I want to eventually build some structures on the piece of land and rent it out to be able to make money which I can use to take my child through school although my child is not yet of age to go to school."

"I hope to expand my business much greatly. I have been investing my transfers in adding to the business and all the money I get from the business I pump back into the business to help it grow further. I have not been able to save in this previous months which is something I hope to change in coming months. I want to study building and construction something I could not achieve because of the great poverty in my home. I would like to use the savings I will make from the business to pay for my college fees once I have an amount enough to start out."

"My husband's business ended two weeks ago as the television he was using for the business was his brother's who sold it off and now my husband cannot operate and hence is now back to relying to casual jobs that are hard to find. I have been thinking of finding a way of supporting my family financially. I have a plan to start a business using the GD transfers which I receive. I want to start a business selling groceries at the market. I would also want to add more goats to my flock. I want them to become so many so I may be able to sell them. As they give birth they grow in number which means that if my business is suffering I can always get cash from the selling one of them and boosting it."

"I have a small roadside food spot where I sell porridge, fried potatoes and foods of different kinds. I started my business using my third and fourth GD transfers. I have now acquired a shop where I am selling this food. It has grown exponentially and this is something I am happy about. I would want this roadside food spot to grow to a a point where I am selling the things that my customers ask for. I am now able to cook maize meal, cereals which I did not sell earlier. My plan is to continue saving in my savings merry go round group so that when have a sufficient amount I can ask for a loan which I will use to buy more things for the business so that it can be known far and wide and I can get customers from all over."