"Currently, I do not have any viable investment that my family can depend on. Whatever wages I get are always little hence unsustainable to my large family. I, therefore, hope to invest a portion of my transfers in acquiring some goats since I aim to venture into raising livestock. I want to buy five goats before the year ends. I consider this a lucrative venture that will heavily reward my family. Consequently, when my herd increases, raising additional money from the sale of goats will help me to pay school fees for my children."

"The lack of a stable source of income is a challenge since I am not able to meet my basic needs and that of my daughter. Casual jobs earn me $ 8 each week, with the rising cost of living for basic commodities like food that are hard to afford. I hardly save any money for future emergencies and this has left me with huge school fees in arrears. If I had a promising income stream, I would be able to comfortably cater to the needs of my family."

"We are now people of old age and we are not able to engage in any meaningful economic activity and so it is hard to put food on the table safe for a few goats that we sometimes sell to buy foodstuffs and household needs. Indeed food insecurity has made our lives very difficult. This has been worsened by the drought that had persisted and also the ever-rising cost of living. We depend on our children sometimes for help whenever they have a surplus. At times we feel like we have become a burden to our children. We used to receive government transfers for the but it has been a while since it was last released, subsequently it has made our lives hard."

"Life is full of adversities and we have not been spared as a family. The high cost of living has affected us a big deal since we are people of little means. We are struggling with the serious challenge of food insecurity. The situation was worsened by the prolonged drought that has had devastating effects on our crops and livestock. Currently, we are buying a Kg of maize at $1 up from $ 0.6 which is high and sometimes unaffordable. So bad is the situation that we survive on just a meal per day or other times we only cook porridge for dinner just to sustain us to see the next day. It is so hurting and my children have been most affected by it."

"Talking of life challenges, I have faced a multitude of them. I am blessed with 3 children who are studying at Senetwo secondary schools, they solely depend on me to provide for them. My wife passed on sometime in 2016 and my life changed since then, I have metamorphosed through loneliness and the fear of raising my children without their motherly support. My wife was a backstop and non judgemental witness to my various shortcomings in raising the children, she was a vital source of sanity.I am sometimes moved to tears when I see our family photo hanging on the wall. I have been driven to worry and isolation.As a sole parent, I always fight my depression not to fail in the role bestowed upon me. From looking for food to school fees is a tall order but I have no choice but to struggle even when ends don't seem meet."

"I aim to get additional animals using GD transfers. I have some 10 goats and 15 cows. I have seen that animals are a good investment especially when you are in a financial problem. I want to add further to my flock by buying more goats and chickens. This will remind me of the financial support GD gave and act as an emergency investment for any future needs. Animals reproduce easily, that means that one goat today can be three goats tomorrow. If I am in a financial corner and need of an amount selling a goat gives me $3 which is a lot of money and can help a great deal."

"My goal for the year is to start an animal farming project. I have four goats which I had through GD. I had bought six, but two died due to the drought we have been facing. I was hoping to grow my flock to sixty goats, which is still a hope I have. I want to be able to take care of my finaces whenever work is slow. I have a roadside video shop where I show football matches. I get a lot of work on weekends and during big games, this however is very seasonal. When there are no games I can sell a goat and buy food for the family or get medicine."

"My personal goal this year is to get my children through school. I do not want any of them to miss out on school because of finances. I had mentioned earlier that 8 of my children are in school. The 6 in primary school require $4.5 a month for school fees while the one in secondary requires $100 fees. My child in junior high school is the only one we are yet to start paying school fees for. This is to say our largest budget in the house is school fees. I would like to spend the money we get making sure these amounts do not accumulate which will lead us to debts."

"As I had said we are struggling as a family especially with the drought and the high cost of living. I have 5 children in school and their school fees per tem is about $190. My child in secondary schoo, form one requires the most money at $150 per term, while the youngest requires the least at $5 per term. We plan as a family to use the GD transfers to cover payment for school fees for this children to ensure they are able to attend school without fail. I also have a plan of getting chicken and goats. These animals are profitable since they procreate fast and can easily be sold for cash."

"I have been saving $15 a month. I decided to do this when I began receiving the transfers. I have always wanted to be a surveyor and this dream felt like it would be cut short due to a lack of finances. My dad was the main breadwinner but he fell ill and hence could no longer take care of us. I could not join college once after my secondary school to study survey due to this. I now am working to see if I can achieve this dream I am hopeful that if I reach an amount that I can pay to the school so I can start out I will have a better footing."