"As I said, I have been struggling to meet my daily needs due to my lack of work. I also separated from my husband, this laid the whole burden of myself and child on me. I ave a small business selling foods such as local doughnuts, also known as 'mahamri' to try and make ends meet. I however need a source of income that can make money even when I cannot make money through working due to illness. I want to add more animals, goats sheep, chicken, which I can sell in the hopes of making some money for use."

"I have been living in a one-room house with my two children. This house is quite old as its been here even before I was married. The roof is very worn out that parts of it leak. In turn,whenever there is rain, we are forced to find points in the house where the roof is intact to allow us to sleep through the night. This leakage means that my children sometimes catch the flu because they may get cold if we do not notice the leaks early. I have wanted to biuld a better house but due to the state of our finances I have been unable to meet this need. I hope to build this house through the GD transfers I get this year."

"My goal for this year is to be self-employed. Since mid-last year, I have been an employee in a local grocery kiosk. I had been earning approximately $20 in a month when my employer split his profits with me and during the months that I was lucky, I got $50. When I received GD transfers, I knew I could work towards increasing my monthly income as my initial income did not suffice. Since I started buying my own fish and groceries to sell my income has increased by five percent. I want to have a much more steady increase so I can eventually start my own grocery shop. This will allow me achieve other goals that I have set and significantly broaden my horizon."

"I currently live in a makeshift house. Started building a 2-roomed house 2 years ago. During rainy seasons it's difficult sleeping for me. I live in a hut and the goats sleep nearby. It's really difficult for me when my two daughters visit. As they visit, I ask neighbors to host them which stresses me a lot. This has affected my ability to stay with my daughters since I separated with my wife."

"We currently face the problem of sickness which hit us always and it is very hard to get required treatment because poverty we go through as a result of flash floods and land slides that destroyed crops like coffee which is our cash crops that gets us money seasonally inorder for us to meet most of the basic needs."

"The biggest challenge we is landslides and flash floods which destroy crops and banana plantation leaving us with a problem of sturving where by we sometimes have only meal a day. Also as a result of destruction of crops like coffee by landslides, we struggle alot to get money to meet basic needs in the home."

"Being a widow, I lack the necessary support to provide for my six children. Sometimes, hardships weigh so much on me that I fail to fulfill others. As we speak, I have not been able to enroll my child who recently graduated elementary school into high school; I do not have the funds. Other than wanting to send my child to school, I also want to build a house for my children. Ever since my husband passed away, we have been sharing the space that was built for my co-wife and her children. I wish to own a two-room house, made of mud walls and a tin roof. I would be happy if the rains persisted so that I can cultivate food crops and spend every penny I earn on the house project. "

"Since I lack a stable income stream, I believe livestock rearing is a great opportunity to obtain enough wealth that will help during financial emergencies. I particularly wish to focus on goat keeping because they can survive the harsh climatic conditions of my region. By the end of the year, I wish to have grown my current herd of seven to seventeen goats. "

"What I wish for is for my four children to study up to their desired level of education. However, since I lack a reliable source of income, am worried that if I do not establish an investment out of the transfer, I may not be able to finance their education. Through future cash transfers, I wish to acquire goats and chickens. Am confident that as these animals breed and increase in number, so as my wealth increases. In the future, I can sell them to support my children. "

"Right now, my mind is on enrolling my two children in high school. Having them at home while their siblings attend school breaks my heart; I wish I had the financial capacity to send them to school immediately. Though I rarely get an opportunity to save the cash transfers, I hope to be able to set aside an amount that will help with the admission. After that, I plan on building a better house for my family. Ever since the main house collapsed, we have been occupying the kitchen structure, which is tiny for the entire family. I wish to build a more spacious shelter with two rooms, made of mud walls and an iron sheet roof. "