"I spent my third transfer on paying loan that I had taken to buy motorcycle to start a transit business by transporting passengers and goods to and from the nearest markets in my village. Its been five months running this business and from the profits I have saved and built a decent house .I can confidently say that I am stress free since I am able to support my family's needs comfortably like proving food and other family emergencies of which before the transfers were sent by GiveDirectly it was a challenge since I could borrow money from my neighbors more frequently."

"I have always wanted to fence my compound, but I did not have the money to do so until when I received my third transfer, I bought barbed wire and poles that I used for fencing. My compound is now properly fenced. The remaining I spent on paying for my child”s school fees in secondary school and to boost my rice business. The business has enabled me take care of my family."

"The moment I recieved my money, I felt very happy."

"There were some materials that had remained when we started building this with the second transfer so we used some of the money from the last transfer to buy the remaining materials to finally build a house, then I had problems with my stomach for so long, I consulted a doctor and was admitted for days, therefore some of the amount amount went to paying my hospital bill then lastly we bought two calf's to rear."

"I spent my third transfer on paying school fees for my children in secondary school. The remaining I spent on paying my hospital bills I had incurred when I was admitted in hospital."

"I used my last transfer to build a house, for this I bought i ron sheets, two rolls of manila, round pole, nails and other building materials, I was living in my father in laws compound and in our culture the second born cannot build a home when the first born has not moved to their homestead, I am older in our family and it felt like I was delaying them in building so that’s why I built my house in my homestead."

"I used my last transfer to pay school fees for my sisters child who is a total orphan then I bought two bulls to help me during farming, lastly I had bought materials with the second transfer so with the last transfer I just paid the builder to finish up the house."

"I used my last transfer to buy two sheep I did this as a form of saving or investment so that when they give birth it would be an added advantage, I also paid school fees for my daughter in high school, she is my first born so I know when I educate her she will educate her siblings in future. I bought cement for plastering the walls and the floor of the house the dust that was coming from the walls and ground floor without cement gave us respiratory problems, then my wife had started a small business of selling seedlings and groceries in a market nearby so I added some of the amount to her capital to boost her stock, lastly I also installed electricity in my house I paid an electrician to do the wiring and everything that involves electricity."

"This money has brought a big difference in my life. It has enabled me to purchase things that i did not have before like beddings, kitchen utensils, a cow. I also eat good food and the business i opened for my daughter generates some income to my family."

"The biggest difference in my life now is that I sleep comfortably in a descent house."