"The biggest difference in my daily life is that I have gained financial independence since I started running my business-I can pay school fees for my children, buy them clothing, eat and drink well. I don't need to ask my husband for money all the time and this has really reduced conflicts in my house. Our lives has totally changed!"

"The biggest hardship I have ever faced is the debts which made me hand over my gardens to neigbours."

"The biggest hardship I face is hunger. I can not feed my children since the man decided to get another woman."

"The biggest hardship am facing is paying school fees for my children and lacking of betting for myself and the children."

"The biggest difference in my daily life is that am now in my own compound hence am free to make my own decisions, unlike before when we had frequent quarrels with my mother-in-law."

"The biggest difference in my daily life is the is the improved living standard that the transfers have brought me so far. I can really state that food is no longer a problem in my house."

"The biggest difference in my daily life is is having a descent house at least I can afford to have a peaceful sleep unlike before that I had a leaking grass thatch house."

"The biggest difference in my daily life is the relief I have found in looking for school fee for my children. I no longer have to work tirelessly the whole day in order to raise them school fee."

"The moment I received the money I was very happy because I had stress over my child's school fees and the message made me very happy and thanked GD for the transfer."

"Previously I used to work on someones business but now I have my own business thus more income. This is the biggest difference in my daily life."