"I have now enrolled my child in an academy and hoping to see him through. I also plan to set up poultry farming."

"Currently, I have received this transfers only once and I used them to pay for the debt which I would still be having had I not received the money."

"I spent my third transfer on 2 bulls to support land preparation, which has enabled me increase land under crops from the previous 1 acre when I used my hands to prepare land, up to 3.5 acres currently which I expect will improve our food security at family level.I believe as long as there is sufficient harvest at family level, even without much money one can still do well."

"I spent y third transfer on Secondary school fee for my daughter for 10,000 KES.I spent the balance on plastering my three room house whose extension I carried out using my second transfer since as a widow, proper shelter has been an issue to me."

"My new goals is to buy a sheep and do more farming.i will use the money i get to prepare land to plant beans in April so that i can have an early harvest."

"I expect my life to better economically in the next few months. I expect my shop to bring more revenues as I intend to buy more stock and run it well."

"I see my program changing not as I expected before but much better. By six months i expect to have added up two more sheep to make three and at least owning one cow in our household."

"In the next near future, i expect to be owning a dairy cow that will provide us with an alternative source of income and also a source of food for us. We will be more comfortable and more happy than we are now."

"I expect my life to change in the next six months in that I will be financial free since my poultry business will be up and running. Have my children well taken care off in terms of food and education."

"I expect my life to change since when its my turn at merry go round group, I will use the money I get to expand my business thus increasing my daily profit."