"I spent the transfer on buying more materials and paying contractors to build a bigger house to accommodate my large family."

"Currently my life is different, I live in a plastered house unlike before the transfers I lived in mad house. I am bale to feed my family thanks to the project that I started and it currently sustains my family's needs."

"I spent the cash transfer on paying school fees my daughter who was in high school by then. I also used part of it to buy sand and new steel doors that I intended to use in building a new house."

"I spent my third transfer in purchasing building material (iron sheets,nails,polls) because I wanted to put up a home because my husband is the elder son, and according to luo culture we had to move out to allow others to move out too.I also bought clothes for my children because they did not have presentable ones."

"I spent my third transfer on clearing my high school fees in order to get my certificate which I can use to apply jobs and build a house that we stay as a family since we used to live in my step brother's house who had passed on and the house was very old that could be demolished anytime. I also bought food that we ate as a family."

"I boosted my third transfer with my savings from second transfer and spent it in purchasing a piece of land worth 60000 KES because I wanted to put up my own home since we did not have enough space to put a home.I also bought a cow worth 17000 KES because I new with time it will add me some financial value."

"I spent my third transfer on building a house for my late wife as per tradition which had been imposible for a long time due lack of money. I also build a kitchen that my children sleep at night because previously, they could spend the night at my brother's place which was risky with the adolescent age, being that it was far hence I was unable to monitor them. The remaining amount went on a dairy cow for milk production that we enjoy as a family of which I nolonger buy unlike before."

"I spent the transfer on buying livestock to rear as a monetary security for my family,plastering my house which was incomplete and buying maize for family consumption."

"I did use my third transfer to purchase two cows. This costed us 30,000 KES. The remaining balance I spent 5000 KES to pay my children's fees and also used some amount on household needs."

"The achievement i am proudest of is my decision to start a car wash business back in 2013. Through this business, i have been able to build a nice house and to buy household items. I am also happy since i always provide food and pay school fees for my children with less difficulty."