"I spent the transfer to buy cement and sand to plaster my house and the rest i paid a contractor so that i can have a better living place."

"I spent my transfer to purchase livestock that costed me 48,000 KES, I paid school fees worth 6000 KES and the remaining amount I spent in my household needs."

"My new goal is to buy a sewing machine to start my sewing business, though I will initially just do repairs since my skills are not yet well developed."

"My best option was to use the last transfer to build a new kitchen. The kitchen I had initially collapsed during heavy rainfall season."

"I spent my third transfer on purchasing seats because I had old ones and paid school fees for my daughter in high school. I also bought 7 goats and 4 sheep since I knew that I will be able to sell the young ones when they multiply and in return use the money for my needs. The remaining amount went on food which we ate as a family."

"My life is currently different in that I can pay my children's fees well, we have a house hence the rains cannot rain on us any more. Food is no longer a big issue as it was before."

"I expect my life to change in the next six months in that I will have plastered my house to make it more durable."

"My life is currently different given that I bought goats I see them multiplying and this will help me pay my children fees once I have sold them. This will make our life much easier as compared to before we started received the transfers."

"I spent my third transfer on purchasing more clothes for my husband and four children and a bag of maize for the family's consumption. I also paid 3 people who worked on my farm and I glad that I still enjoying the produce to date. The remaining amount went on cementing the outside wall of my house that could be destroyed by rain and finished smearing my kitchen which my childred also use to rest at night."

"I was staying in rental house and immediately I got my third transfer I used in building my own house because we had enough piece of land and I had already bought building materials with my first and second transfer.I am now happy because I do not pay rent any more and I have a spacious house that can comfortably accommodate my family."