"The achievement I am proudest of is that I have my house, I have married and now I have one child. I am happy that I have my family."

"I the year 2008, just after completing my secondary school studies, I lease some land and planted millet. Luckily, I attained a great harvest that enabled me to buy five sheep. That was a turning point in my life since I owned no livestock before, and that is the greatest achievement that I am proudest of in life. I gained significant respect and appreciation from my family and the society."

"The greatest achievement that I am proudest of is that we have managed to buy about an acre of land using returns from the sale of my only two cows. Initially, we had a small piece of land that was hardly enough for us to settle and farm. I built-up savings using gains from my casual work and purchased the two cows. Luckily, my husband provided financial support and we bought the piece of land that serves as our main source of living - where we live and farm."

"I expect to have build a house and bought livestock in the next six months."

"I spent my third transfer on purchasing building materials like timber, windows and doors which I used in building a decent house as per our tradition which require a widow to build a new house. I also bought clothes and shoes for the family members and food that we shared with the workers who were building my new house."

"I am currently plaiting hair for people in my neighborhood. This has been a constant source of income for me. I consider this as my greatest achievement."

"The biggest hardship i have faced is raising school fees.When my son joined University,it was very difficult to raise his fees and this forced my spouse and I to sell all our cows.Up to now,we do not have any cow to produce milk for my family"

"The biggest hardship i have faced is losing my brother through a tragic road accident.He was the sole bread winner in our large family since none of my siblings and mother has any source of income.When he died,it was a very traumatizing time for me because despite losing my blood brother,i also had to take up more responsibilities to feed my family"

"I wanted to expand my house so I bought iron sheet worth 8000 KES, cement worth 14000 KES and steel door worth 8000 KES with my first and second transfer.Therefore, when I received my third transfer I started expanding my house because my current house was too small to accommodate my family and household items."

"I managed to top up KES 40000 to the third transfer which I spent on purchasing a brand new motocycle. I previously had and old one which we could repair everytime and at times, we even sold hens to repair it whenever it got spoilt. I am glad that we get more income as compared to before because the money is not lost on reparing it."