"The achievement i am proudest of is having completed my secondary school education. The knowlegde i gained in school has helped me distinguish between good and bad thus my morals stands unquestioned."

"The biggest hardship I am facing in life is lack of money to increase the stock for my business. Sometimes I ran out of stock and lose customers as well hence less profits."

"The achievement I am proudest of is completing primary school education despite being orphaned at an early age and left with no one to take care of me. "

"The biggest hardship I've faced in life is that I don't have a stable source of income so achieving most of my life goals is quite hard because I always spend all my little earnings on food only."

"I spent my third transfer in purchasing a cow and a goat because I believe they were going to add value in future and help me financially.My husband has a motorbike for taxi business so we used part my third transfer in repairing it because it is the only source of income and livelihood in my family."

"I used the cash transfer to construct a new house for my family. I used to have a house that was totally in a bad shape but I am currently living in a very nice house."

"The biggest hardship I face in my life is that at times my husband and I have family conflict and this affects me emotionally."

"The biggest hardship I face in my life is that I am growing old and I find it difficult to feed my large family. "

"The biggest hardship I face in my life is that I am very old and I have two children in high school who require fees. This at times forces me to sell my cows so that I can pay their school fees thereby reducing the number of cows that I own."

"The biggest hardship I face in my life is that I don't have a stable source of income and at times I am forced to wear torn clothes."