"I was very happy when I saw the Mpesa message indicating receipt of money from GD. I was eagerly waiting for the money to commence construction of the new house to curb the issue of the leaking roof."

"The moment I received the money I was filled with joy and happiness. I knew I was going to settle my wife's bridal price. This had given e sleepless nights."

"My life has changed now compared to my past life experience. In the past, we could miss meals and if it happened to have one, it could be one class of meal. Now, we have enough and nutritious food for the family. My children used to suffer from malnutrition related infections, like kwashiorkor and anaemia which took family a lot of resources to manage, but now, I have a healthy family which I can boast of and the money I was using for medication, was taken into new business."

"My past life was a life full of humiliation, mockery and blames due to the fact that my family was take away from me by my in-laws. The present life is the life full of respect, pride and happiness due to my reunion with my family. In the past, I was perceived to be a failure in life, and as a result, I was stigmatized and could not associate with community members. Now I gained respect from the members of community and I am now hopeful that there will be continuation of my late father lineage."

"My dream has always been to purchase my own oxen and an ox plough so I can ensure a food secure home for my family. These will help me plough a bigger parcel of land and hence get more produce from my farm that can last me and my family several months. I will also give my son part of the transfers to start a business of his choice thus ensuring a steady flow of income to the family so I can be able to educate his sister who is now in class seven. "

"In the next six months l expect to have completed building my house and staying in it comfortably. "

"Receiving this money means I will be able to adequately provide food, education and other needs of my family with much ease. I intend to buy oxen and ox plough so I can be able to dig a bigger parcel of land thus increasing my yield thereby ensuring enough food in my house. I will also be able to save money that can be chanelled towards activities that can generate income. This is because currently, it costs me 11,000 shillings to use my neighbor's oxen to plough my five and a half acre farm. I will use the money saved to rear livestock which is a booming economic activity in my location. "

"I expect to enjoy a higher standard of living in the next six months. This is because my income will have doubled because of the huge projects that I will be running. I look forward to having a poultry farm to attract more money, a practice that I have not been doing. Besides, I am planning of owning three zero-grazing cows by that time. As a result, our family shall have adequate milk for consumption and even a surplus for sale to attain additional revenue. Still, in the next six months, I will have heavily stocked the shop that my wife runs. Subsequently, money will be flowing within our family."

"I will have bought a cow in the next six months. I will be earning an income from it.This will eneable to meet my family needs in a very good way."

"In the next six months, I expect my life to have changed in that I will have started butchery business hence will have more income which in turn eases my family access of basic needs and other financial needs. I expect to have built a better house hence will have a more comfortable house to live in with my family hence will a happy family."