"The first thing I did with the money was to pay for my business licence which I had not paid for this year. This has always led to constant running battles between the city council officers and I which has negatively affected my business. I am a hawker in a local market in Nairobi, and here, we do everything possible to avoid paying for the permit because it very expensive. With the licence stress settled,I decided to expand my business by adding new items in my stall to increase my profits and it is actually paying off as I can say that my income has increased tremendously. I gave some of the money to my mother to help boost her own business,bought a few household items in my house then threw a party for my sister who just completed high school."

"I plan to use my next transfer to expand this business by opening another boutique then employ some of my friends who did not manage to benefit from GD because they do not belong to any group which was the biggest qualification required by GD."

"My ambitions are to own my own home in an area like Ruai, where I won't have to be paying rent. I hope to buy a piece of land in Ruai and build a home there. I can do this by joining a sacco for savings as I concentrate on growing my soap business and retail shop, to get good income that will enable me achieve my ambitions."

"Lack of sustainable source of income has been the biggest hardship in life. Of late I have been less productive due to chest complications majorly because of inhaling smoke and dust while working. I feel so bad when I fail to work since this the main source of income to my family. Everyone depends on me and at times am forced to even work while sick in order to provide food and other necessities. I feel relieved now knowing things are going to ease up a little."

"Receiving this money means that I will be able to buy cows and pay dowry. For a long time I have struggled to save money so that I be able to pay dowry but I have always used my savings either to buy food or medical expenses to my little children because they go to a public school where they contract communicable diseases like measules so at long last I will receive large money that will enable me achieve this milestone. In our culture before I pay dowry my woman is seen more as a girl friend than a wife and paying her dowry will give me a sense of ownership and full transition from youth to a married adult. I will use the second transfer to open my wife a saloon business next to where I have my Berber shop. In doing this we shall be able to raise more money to enable us transfer our children to private school where quality education is offered."

"I have been dreaming to have my own home since the demise of my husband. However, this has been unfulfilling dream. By receiving this money, I shall spend it on building a new descent house in my piece of land. This will relieve me from the burden of paying rent year in year out. "

"My first priority is to rent a hostel in our school where I study journalism and mass communication in Mt Kenya University at Thika town. I have been staying with a friend and I would like to rent my own house. Secondly, I will boost my business of nail art I do at the University. I will be able to increase stock and I therefore hope to get a lot of profit in return. Lastly, I will pay school fees for my education."

"I normally wake up early in the morning at 5:00am, take bath, do housechores,prepare breakfast and then I leave for work before 8:00am. I wash clothes in homes at eastleigh in our neighbouring constituency until 5:00pm in the evening. I return back home, take bath, prepare for supper and then I retire to sleep. In my free time I practice and learn about computers in a nearby cyber cafe, watch movies or sometimes visit friends."

"My ambition is to become a successful business woman in future. I would want to invest in selling of clothes and shoes in bulk at a wholesale price. I will be able to provide basic needs for my family like food, clothing, shelter and quality education."

"As a single mother my biggest hardship is inadequate finances to take care of my family. Right now, I have two children joining high school next year and I do not have the money to pay their fees nor shop for what they will need in school eg books and uniform. My small business of making "mahamri" does not earn enough income to meet all my family's needs of food and education. Farming has also not been very productive due to low rainfall in the area. "