"For two years now, I have suffered from elephantiasis, a condition that has drained me financially and psychologically, I have tried all means to treat it but to no avail. It has robbed me of my ability to engage in activities such as farming that I depend on for survival. To top it all, my daughter passed away leaving me with 4 of her children to take care of with no sort of income whatsoever. Sometimes I feel so overwhelmed with this turn of events and just find myself in tears, with no husband to share in my troubles, i feel so alone. My financial inability to meet my needs and that of my grandchildren has been my biggest hardship in life. "

"I expect to make major changes and repairs on my house which is now in a dilapidated state. I need to transform the house from a mud walled house to a semi-permanent house so that it may last for a very long time into the future."

"I will be able to pay school fees for my child who goes to Nyabeda secondary school so that he does not have to be sent away from school every now and then. I also have a son who finished his form secondary school education last year and I now plan to take him to college which needs quite some money."

"The biggest hardship I have faced in my life is getting a job opportunity after my secondary school. I am a form four leaver and with the little resource we had in our family I could not join any college. I left my home to seek for job opportunities but it was a big challenge. I ended up as casual security officer in Nairobi where I could earn little that could not even sustain my life in the town. The job assigned to me was too tough given that at point I could be transfered to a new place without notice or fee to facilitate my movement. I persevered the challenges for two years when I decided to get married and ended my job."

"I expect to use the cash to start a small scale business that will help me generate more income and have a stable income so that I do not have to rely on the cash flow from the organization."

"I underwent a medical operation twice in 2016 and April 2018 consecutively. This condition drained my financial resources as I used all my savings to cater for the medical bills. I even sold my 50 chicken and 7 sheep which saw my livestock business collapsing drastically. However, this was not enough and my family had to call for a fundraising to support my financial needs. Since then I have not been able to work because of the wound. This has made my wife the sole breadwinner and apart from subsistence farming, she goes an extra mile to burn charcoal although it is against the law. She engages in all sorts of menial jobs such as digging in people's farms to sustain our basic needs. My financial status has never stabilized and I can say financial constraint is my biggest hardship. However, the condition is improving and I am hoping to revive my normal life."

"Financial constraint is my biggest challenge since I earn around 6,000 shillings a month. Being the sole bread winner, my family entirely depends on me for food, medical and clothing. It is quite difficult to meet these needs because I do not have enough money. Sometimes I am unable to respond to medical emergencies when my children get sick. "

"My life is different than if I had not received cash transfers in that, I now own an acre of land that has made me proude and develop self esteem. Before I received cash transfers, I used to hire land for cultivation which was very expensive for me hence lack of adequate food g the family."

"My life is different than if I had not received cash transfers in that, I have an improved standard of living since I have completed construction of my semi permanent house. I used to sleep in a house made of grass and wattle but now I have moved steadly to an iron roofed house."

"My life is different in that I am able to do my activities well as I aquired a belt that has greatly helped me to carry on with life. Would be waiting on someone's help up to now if I had never recieved my transfer."