"My new goal is to buy a plot and build a house. I am planning to save part of my monthly transfers and also the income from my business and will use the savings to buy the plot and build a house. I will thus save the money that I would have used to pay rent and use to meet other family basic needs."

"My life is different because I managed to clear my child's school fee balance. Beforehand, he used to be sent home due to failure to clear the outstanding balance in time. Give Directly enabled me to clear the school fees arrears for my child who sat for his exams successfully and we hoping that he passes."

"The moment I received my money, I became very happy because this money will enable me buy materials for construct an iron roofed house."

"My life is much different in that the cash transfers offloaded the medical debt burden that I had accumulated over the time. I am happy that I was able to treat my two sickler children with part of the cash transfers. I also purchased two oxen that I will use to till and plough my farm lands. In the past, I did not have money on standby that could enable me buy medicines whenever they could fall sick."

"When my phone rang, I did not notice because I was a sleep. During morning time, My neighbors came to me inquiring whether I received my transfer. I told them I don't know but I told them to check for me because my vision is not clear. Upon checking the mobile money account, They informed me there was money in my account. My heart was filled with joy and I ululated because I have received my transfer as promised."

"My daily life has changed because I acquired motorbike which generates income (profits) to meet my family basic needs like food and treatment. I also save part of the profits with the village saving group. I hope to spend the savings on buying Livestock (cows). In the past, life was very hard because I had no source of income and I could not even participate in any of the saving groups."

"The moment I received the transfer, I became happy and very early in the morning I went to church to give God thanks."

"The main change in my life is that, I live a comfortable life because I renovated my house and I have solar that provides light for my household especially at night. Prior to receiving this transfer, I used to stay in a dusty house that was not conducive enough."

"I expect my life to change for the next six months in that I have saved enough money and with the savings, I will be able to buy decent chairs hence I wouldn't have to borrow chairs from my neighbours when I have visitors."

"Currently I have things that I never ha before which includes the two cows that I already mentioned , brand new furniture and a solar powered system. I no longer have to use paraffin lamps that are so toxic and harmful to the health of human beings."