"In the next six months, I expect my lifestyle to greatly improve since I shall be living well. Due to the fact that the transfers I always able to obtain food for my household, I shall be more focused on my personal development. For instance, I shall use my savings to acquire a motorcycle which I shall use as my main source of earning."

"I have always wanted to be a farmer so I want to venture into farming in the next few months. I will be able to do this by saving the transfers and leasing more farms which will yield more farm produce. I will sell the surplus to get income for my family and also get food for consumption."

"My life is better than before in that, I commenced the construction of a permanent house. This has made me live a happy life because, I never had the money to build a better house than the dilapidated structure am currently staying in."

"In the next six months, I would have harvested the maze which I currently have on my farm. I expect to get a good harvest and would keep some for consumption and the surplus will sell to earn money. I would be financially stable and would decide on another income generating project."

"In the next six months, I expect to buy some of the household items such as a sofa set. The chairs will greatly improve the appearance of my house and make it more comfortable to live in. I also expect to buy some goats and sheep which I shall keep to help me in the future when the transfers are over."

"In the next six months, I expect to have purchased a dairy cow. I will facilitate this by combining our transfers together with my wife for 3 months then use it to buy a dairy cow."

"My life is currently different from how it would have been had I never received the transfer in that I now have a constant source of income to cater for my family needs. In the past I used to struggle with the little money I got from casual work and it was not enough to meet all my needs and pay school fees for my siblings. I used my transfers to start a new business and I am now happy since I have a source of income to meet the family needs. I can now help my mother to pay school fees for my siblings using the money I get from my business."

"My new goal that I did not have before receiving the transfer is to build a house in my rural home. I decided on this because whenever I go home I have to sleep with my neighbor and this lowers my dignity in the neighborhood. I am planning to save the income from my poultry business and use it to buy building materials such as iron sheet and timber."

"The biggest difference in our daily life is that we now have more income generated for the family. We can afford most of the things that we considered luxurious before and living a very happy life. We have enough milk from our dairy cow that has enabled us have plenty of food for the family and surplus is left for sale earning us more income from the family."

"I used my most recent transfer to pay school fees for my child. This is because I received the money at a time when I had not cleared all her school fees. I also used part of transfer to boost my business where I sell ice cream. This will thus boost my income from the business. In the past two months preceding the current transfer, I used part of my transfers to start this business. I used to get little income from the business since the initial capital was small and I was struggling to provide for my family and pay school fees for my children. I also used the remaining amount to buy food which will last us for some time and I will therefore be able to save the money which I would have used to buy food."