"My life is different in that, I am happy because I sleep in a better permanent house. Before, I used to sleep in a leaky grass thatched house which was not conducive."

"Previously, I had a very bad house as it was a corrugated house. When it was hot or cold, we experience the extreme and adverse weather changes which affected the health of my family as the children contracted pneumonia during the cold season. I build a new house using the transfer by buying building materials i.e iron sheets, poles, timber and nails. Now we live in a secure and conducive house."

"My life is much better after my dowry was paid. My marriage is much stable and my parents are very happy. Before, I was not settled and my parents too were not happy. In addition, I acquired land which I plan to cultivate when the rainy season starts. Previously, we used to just rent farm lands for agriculture."

"My life has changed because I have got Livestock (cows) which I'm planning to spend on cultural function (dowry). Before, I could not pay dowry. I have also acquired a bed and a mattress which I never had."

"My life has improved because I'm sleeping comfortably in my permanent house. Before, I slept in leaking grass thatched hut. In addition, I have acquired a radio for listening to news and music during my leisure time. In the past, I did not know what was going on in the world."

"My life has changed because I started a salon business which earns me profits everyday and these meets my needs like food and clothing. Previously, I could not afford to meet my daily needs."

"My life has changed in that, I am happy because I built a permanent house, acquired bedding and above all, I bought a cow as a saving. Before, I used to sleep in a grass thatched house that was expensive to maintain."

"Previously, I could not afford to buy a lot of things. I have ventured into large scale sugarcane farming which is so lucrative as we have milling company in our village. When I harvest the produce, I plan to use the money I get from the sale to start up my own business which will more generate income for my family's upkeep."

"I started building a house for my mother using my first transfers since the one she was living in was small and was in a bad state and the walls were threatening to fall anytime. When I received my recent transfers, I decided to spend part of it to buy some iron sheets for roofing. I also paid school fees for my sister who had been sent back home. I was not comfortable with the idea that I had some money yet she was staying at home due to lack of school fees. I saved the remaining amount so that I would use them collectively with my next transfer to expand my business. I believe that by doing so, I will be able to generate more income which I will in turn use to support my family's needs."

"My life is currently different from how it would have been had I never received the transfer since I no longer incur transport expenses. Because of this, I have been able to save some money on a daily basis which I would otherwise use in paying for my transport. Owning a cow is a big achievement I have experienced in my life so far. With this, I am optimistic that in the next eight months, I will be having an alternative source of income which is the sale of milk I will be getting from my cow. This will help me to start up other business ideas I have in mind such as opening a boutique. I swear my life won't be the same again when all these ideas materialize and become successful."