"The biggest hardship I have faced in my life is lack of money to pay the children's school fees."

"The biggest hardship I have faced in my life isthe problem of paying school fees for the children."

"It has always been my dream to own a motorcycle and when I received my most recent transfer, I spent the whole amount to pay a down payment for it. I have brother who finished his secondary school education and has not been able to join a tertiary institution to further his studies. He will be the one to operate this motorbike and he will be giving me some money at the end of each day after paying himself. I decided on this because I will not be the only person who will benefit from this business as I will be paying him on a daily basis. I will be using the income generated each day from it to cater for my children's basic needs and education."

"My additional goal in life that I didn't have before receiving the transfer is to open a retail shop where I will be selling clothes on wholesale. Apart from having my current clothes business, I am planning to open a retail shop in my area. I hope that it will be the first retail shop in my area as there is none at the moment. With this, I will be assured of more customers and I will not be relying on only one source of income. It will also help me meet my family's basic needs and cater for my children's education on time."

"My life is much better unlike before receiving the transfers. I am really happy and at peace. Building a house has been a long time aspiration for me since I only own one small grass thatched hut. The financial state that I have been in has however hindered me from doing the same. When I received the transfers I decided to use them to build a three bedroom semi-permanent house. Seeing the house ready to be occupied gives me immeasurable joy. I am now in a position to collect clean rainwater from drinking through the cutters, we also sleep comfortably since the house is spacious and most importantly is welcoming visitors without feeling embarrassed."

"My life is different than it would have been because I sleep better on a bed with a mattress and bed-sheets under an iron sheet roofed house. Before, I used to sleep on hard floor with a mat under a leaking grass thatched house without covering myself. "

"My life is different in that I now sleep well because I re-roofed the house and plastered the inside walls, and I can now communicate and interact by phone, unlike before where it was difficult to have access to a phone. All this makes me happy. "

"My life is different than it would have been because I dress better with costly clothes in the village, and my movement within has been made easy with the bicycle. Before, my dressing was poor and used to walk long distances on foot. "

"My life is different in that, GiveDirectly's cash transfers have helped me boost my business. I was able to restock items that were finished in my shop and business is now booming since I have everything I needed in my shop. I have also managed to hire farm land which I'm now Farming on. These transfers also helped me clear my school fees debt enabling me pick my senior six certificate. Lastly, I was able to acquire a cow which I was unable to buy before receiving cash from GiveDirectly. Prior to receiving these money, the school I studied from withheld my certificate because I did not clear all my fees. My business had collapsed because I lacked money for restocking but thanks to GiveDirectly for the financial support."

"My life is better now in that, I have reduced on doing casual works like working on people's fields or farms because I used my transfers to start up a business that earns me daily income. I use these profits for managing my household shot comings. In addition to that, I have a peace of mind because I was able to pay off my debt which burdened me for a long time. Prior to receiving this money, I lived a difficult life of doing casual work in order to provide for my household's basic needs. I also used to hide from the money lenders but I now walk freely because I paid off my debt using the transfers."