"I expect my life to change over the next six months in that we shall have already bought the oxen that we are planning to buy and possibly start advanced farming. We expect to be able to put more land under agriculture and at a lower cost. This will definitely mean that we have more income from our farms and we can meet the family's expenses without any difficulty."

"I expect my life to change more as I plan to use the transfers to pay school fees for my children. The children will have quality education at the end of the day and that will help them shape their future however best they want."

"I expect my life to change in the next six months in that I will be owning three goats. I will use my subsequent transfers to achieve this. When they reproduce in number, I can be able to sell the young ones in case of an emergency. I will also be using these goats milk to make tea for my family and sell all my dairy cows surplus in order to increase my income from dairy farming."

"My life is different than it would have been if I never received the transfer because now I have build a desent house which"

"Now that I am earning a better income from the new firewood business that I started using GD transfers, I want to save as much as possible so that I can eventually be able to buy a motorcycle. Before this can happen though, I need to clear the loan I took from a Sacco to add to what I had saved from GD transfers to be able to set up the business, after which I can focus on the motorcycle which I will use to deliver firewood to my customers and even hire out for transportation services at a fee."

"I received message alerts on my phone early in the morning and on checking to confirm who the sender was, I realized that it was from GiveDirectly. It was informing me that I had received my first transfer into my Mpesa account. I could not contain the joy that instantly filled my heart. I celebrated with my family as we gave thanks to God and to GiveDirectly for the money."

"I decided to take a course on catering which I paid for using these transfers. The course ended last month and I am still waiting for my certificate to come out before I can start applying for any catering jobs. As I await the release of the certificate, I will not be idle, therefore, I have decided to start second-hand clothes business using my transfers so that I can be able to support my mother financially in taking care of the household requirements and any other financial needs."

"After quitting my small business to take care of my ailing sister a couple of months ago, I was left without any source of income and had to depend on my husband to take care of the family needs. Being that he also has no stable job, life would have been much worse for us had it not for GD transfers which have always enabled me to assist every time I receive them. I was also able to acquire a loan in confidence from a friend to pay for my sister's hospital bill because I knew that I would comfortably repay the loan using GD transfers."

"I had invested part of the transfer on planting some potatoes and believe in a few months from now I would have harvested. The money which I will earn from this with the transfers which I would have saved by then I will spend bosting my dairy farming."

"In the next six months, I would expect my life to change in that, I would have managed to buy a cow and the earings which I get from the sale of Green tea leaves I would spend on other family investment like poultry farming to earn me more cash to improve our living standards."