"I expect my life to change in the next six months because by then, My dairy cow will have sired a calf and so milk production will increase. This will greatly boost my income as I will be selling the milk to my neighbours as well as to the nearby centre. with the milk proceeds, I plan to save it in order to purchase a sewing machine"

"I will have bought a cow. It is in my expectation that the cow will be so much beneficial to me since I will be getting milk. The milk will be enough for my family and I will have extra for sale. This means that I will be able to provide for my family with ease and this brings more family ties and connection."

"The biggest hardship I have faced is in my life is lack of money to cater for the household's basic needs like food and medical care. This is caused by lack of land to do agriculture which is our main sourc of income."

"The biggest hardship I have faced is lack of money to build a bigger house for the whole family. This also makes it hard for me to promptly take care of the household's basic needs."

"We have a child who is in University and we have been facing a challenge in footing his school dues and requirements. He recently requested for a laptop and we could not afford. We were actually thinking of selling off a cow to buy him the Laptop, so, we see this as a golden chance for our son to get the computer and save the cow for other activities like ploughing. We shall also pay a debt that we borrowed to pay the boy's tuition. If there is any balance, we shall buy some piece of land that will help to expand agricultural practices."

"The biggest hardship I face is lack of farm land. My household mainly depends on Agriciculture as a source of income, however the little land I own can not support farming. This has affected the out puts from farming thus I can not afford to provide basic needs like food, good health and housing for my family."

"When I receive this money, I will build an ironsheets house because currently, thatching grass is very scarce. Besides, the current grass thatched house is too small to comfortably accommodate all of us. I will also use this money to pay a loan where my father had staked some piece of land as collateral so that I can regain that land and use it for agriculture."

"Before receiving the transfers, we were using a kerosene lamp for lighting in our household. Receiving the transfers gave us an idea to obtain a solar lighting system on loan so that we would be making a down payment of a smaller amount every month. We made this decision since the kerosene lamp that we were using was so dim and wasn't good for the students who were using it during their evening studies. along with the lighting system project, I am also hoping to complete plantation of my farms in the next six months."

"I stay in a grass thatched hut which is difficult to renovate due to the scarcity of grass in our community. On completion of the construction of an iron roofed house which is in progress, left with fitting the door. My life is greatly going to improve when I shift in to my new house and I will be relieved from the burden of renovating my hut."

"My life has improved because I have acquired livestock which I'm planning to use for marrying my wife. I'm now sure of having companion to support me with work like farming and building a family. In past, I had no capacity to marry that meant that I did farming a lone and had no one to share development ideas with."