"I will have a stabe supply of income from my two business which I will be running concurrently so that means I will have a lot of work to do which at the end translates to a better supply of income."

"I expect my life to change in the next six months in that I will have plastered my house. I would want to use part of my month;y transfers to buy building materials such as cement and sand to use in plastering my house. I would also want to live in the same status as my neighbors."

"My plan for the next six months is to plaster my house. I built my house last year with part of my transfer by buying building materials. Right now I wish to buy building materials such as cement and sand which I will use in plastering my house. This will make it strong and durable."

"I expect my life to change in the next six months in that I will be having a retail shop business. I would want to have a stable source of income. I would not want to struggle as I used before the transfers. I have decided to invest in a business so that I can have the constant income to make my life better."

"I expect to have built the new house in my own compound as I still live in my father in law's compound and also live in a spacious house. I have a very small house that hardly accommodates my large family. I also plan to buy household items to help in the furnishing of the house."

"My child shall have joined college by then. I am also planning to save and build a new house for my son who does not have a proper house but is not capable to do so as his income is minimal it can only take care of his growing family."

"I'm planning to construct a new house so that I can change the current old house. Therefore, for the next six months, I hope that I'll have constructed the new house. Thereafter I'll use the coming transfers to plaster it so that it won't be dusty."

"Right now I want to make sure that my kid goes to school and all his school fees are paid in good time so that he can have ample time concentrating on his studies. Seeing my kid go to school and get the knowledge he yearns for would really make a difference in my life."

"Currently, I have the plans for constructing a new house but I haven't been able to purchase enough building materials which I'll require. I'm planning to use the coming transfers to purchase the required building materials and I believe that in the next six months I'll have constructed the new house."

"The biggest difference in my daily life is that, I live happily because I was able to pay back loan and afford many household items. In the past, I didn't envision clearing this loan this soon because I never had a source of income. And clearing this loan has made me regain ownership of my agriculture land that I had given as security for this loan. In addition, I bought household items that I lacked before which has improved my living standards."