"The joy of every parent is to see his or her children acquire quality education. This has never been the case to me due to lack of financial resources, something that has forced my children to be sent home regularly. The impact of this has been negative in their results since more time is spent at home while their colleagues are in school. Therefore, this is the biggest hardship in my life."

"My life will be better in the next six months because by that time, I will be a proud owner of a sheep since I do not own any livestock at the moment. Most of the people in my village own livestock and being one of them in the near future, I will now be in a position to identify with the rest "

"It was around 6 am when I heard my phone vibrating. When I checked its content, it was an mpesa message from GiveDirectly. I was so happy knowing I would achieve a lot from the transfers."

"I expect my life to change in the next six months because I hope to have bought a dairy cow. I currently spend a lot of money on a daily basis because besides buying foodstuffs like maize, I also buy milk for use in the household which has been too expensive for me to easily manage, this difficulty will be no more in the next six months."

"My life will have gotten better in the next six months because I will have improved my home compound by fencing it nicely. Right now, my compound looks very untidy and porous that animals can just come and mess up with everything in here. I will have done a good fence by the end of the next six months. I will have milk as a source of income and for food from the dairy cow that, I will have purchased too. This source of income is what I happily look forward to having."

"My old age is what I feel is a hardship for me.Old age has come about with two challenges;one is lonliness and the other is health challenges.I am a widow and therefore I find myself lonely.This gives me a lot to think about because I have no one to chat with and keep me busy.My joints are weak and therefore limiting my working ability whereas I am a farmer.This has reduced my income."

"My expectation in the next six months is to be a known entrepreneur in our village. Apart from the projects that I run currently with are; poultry and keeping goats, I want to start selling maize in bulk. I will be buying them when the prices are low and wait for the prices to rise them sell them. This will bring more income which will improve my living standards."

"I was only rearing goats in my homestead. Through the transfer, I purchased the two heifers and three more goats, which makes it be the biggest difference in my daily life. As a livestock keeper, having this livestock are assets to me that I can depend on in case of any financial challenge. The little money that I get from casual jobs sometimes it's not enough to cater to dire financial needs. I know that these animals will reproduce and increase in number. I will be able to sell in future to cater for my for future financial needs."

"The transfer has enabled me to pay partly for a loan that I had used to acquire a motorcycle. My husband had lost his job for two months and providing for the family was a difficult task for us considering that we had no source of income to depend on. Thus acquiring this motorcycle has changed my life since I earn good money through it. I can comfortably provide for my family's basic needs such as foodstuffs as well as meeting other household needs."

"I am operating a food kiosk as an investment and I was buying milk on a daily basis to serve my customers. My business is currently different because I purchased a dairy cow at KES 35000 through the transfer, which provides adequate milk for my business. The biggest difference is that I no longer buy milk elsewhere unlike before, and this has cut off the cost of milk that I was incurring daily in the business. I can attest that the income I earn daily has improved by a bigger margin."