"I knew that GiveDirectly had sent me the promised money early in the morning as I was going through my daily routine. I became so happy at that instant as I knew that I would be able to build a decent house for my family using this money."

"I feel so proud in my life now that I was able to help my younger sister finish her secondary school education successfully. Since my mother does not have a good income to help her meet all our needs, she needed my assistance in offsetting my sister's fees arrears. When I received my transfer, my sister had been sent home for the arrears and I could see how worried my mother was. She tried borrowing and was not able to get money to pay. This is why I decided to deny myself some of the wants so that my sister could finish her examinations in time. I am very glad I was able to help in time."

"My business has grown to be much more decent after I boosted using the transfers. I feel that I am now in a good place financially because I can manage to bring in a decent stock in bulk as compared to back then when I bought the stock in small quantities which was very costly and minimized my profits. Even though the business has not been doing so well due to the tough financial times witnessed in the country, I can still manage to save from my profits and assist my husband with the purchase of the household needs."

"In the next six months, I will have bought building materials towards the construction of my house. This way I will run away from renting and I will be a free woman."

"I am a small scale farmer. My home area is known for tea farming. So with the saving that I will have made, apart from purchasing a motorcycle I hope to have put up a tea nursery which I will later transplant to a bigger farm and venture into large scale tea farming."

"In the next six months, I expect to see my productivity in farming rise since I currently have a half an acre of spring onions on my farm. Subsistence farming seems to be the easiest way of making money in our village since most of the short season crops are really doing well - the reason why I have capitalize on farming."

"My biggest challenge is lack of oxen for ploughing. I have to always wait for the owners of oxen to first finish ploughing there gardens before they give them to me. This affects my planting season hence making me receive low yields at the end of the season."

"My new goal is expand the bulb business in the nearby hardware which we have a partnership between my friend and I so that we can be able to get more profits. At the moment, customers are adding up every day due to the availability of items they need which motivates me every single day."

"My life is currently different from how it was in that, I have ownership of a cow. I did not have one before. Today, I maximize the morning hours by selling milk. After that, I have time to take care of my farm activities. This is way better than before where I could concentrate on casual work almost the whole day to fend for my family."

"I spent the larger part of my recent transfer to save 2500 KES in my Mpesa account . I intending to start a new business . I believe having this business will give me an opportunity to increase my income to a level that I won't strain much for the provision of basic needs. I bought food stuffs with the remaining amount ."