"Since completing grade 12 and attaining relatively low marks, I have been yearning to open a shop in a nearby place because I find it as the best option for me. I strongly believe that running a shop in our area will act as a reliable source of income for my family because there are no shops within our vicinity. Hence, receiving this money is a sign of hope and prosperity in my future life."

"I was admitted in hospital for 3 months and during that time my father passed away. I became the sole breadwinner for my family. Due to my health condition, I was not able to provide for them as well as pay my hospital bills and my mother was forced to engage in casual jobs to raise funds for this. However, the money she earns is never enough to cater for these needs. Thus, inadequate finances are my biggest challenge."

"My biggest concern is lack of finances. I separated with my husband at a time when I had young children and no income to feed them. Everyday I used to carry my youngest child to a nearby town searching for laundry jobs so that we can get our daily meal. Nobody in our family was there to help us in that difficult situation.This really stressed me for a long time because it came unexpectedly."

"My wife and four children abandoned me and went back to her parents house ten years ago after I was unable to secure a sustainable source of income to provide food and other necessities for them. I live a stressful life now that I have never had the chance to set my eyes on my children since then. I have tried my best looking for a sustainable employment that would enable me to convince her to come back, but the jobs available in this area are unreliable casual jobs. This is the biggest hardship I face."

"My life here since this long have been buying milk for my children,from my neighbor where have to spend around 3000 shillings in a month.Receiving this money I buy milking cow at a cost of 20000 Shillings to sustain my family."

"The biggest hardship have gone through is getting money to pay school fees to my children.This made my kids to drop out of school and now am suffering at this old age with no income."

"Despite my husband having experience in the motorbike taxi job he has never get a chance to own a motorbike. This has forced his to borrow from my neighbor a thing that troubles my mind with the income of $ 2 per day he can not fully provide for the basic needs like food and clothing for my family of 5 members. Therefore, I consider lack of adequate finances to fulfill my dream as my biggest hardship."

"Lack of adequate finances to fulfill my dream of owning a piece of land has been my biggest hardship. Being a housewife, I depend on my husband who works as a temporary driver a job that can only buy food for my family."

"Imagine spending a night on the floor with 5 children in a house which leaks during the rainy season has been my way of life since I separated with my husband 10 years ago. Being a single parent providing for the need of my family especially shelter has been my biggest challenge in my life. I depend on charcoal burning which earns me less than a dollar per day."

""Unemployment becomes my biggest hardship. I separated with my husband 10 years ago who was the one providing for my family. Since then life has never been the same again. I depend on casual jobs which earns me 150 shillings in a day and this is not enough to cater to my basic needs.""