"With the transfer, I have been able to buy some building materials with all of my first transfer because since I started living with my husband, we haven't been able to generate more money from gari to build a house.I can attest that our condition have started improving and there is a lot of happiness in my household."

"In June this year, I lost a cow to east coast fever disease. It was the source of my livelihood as it was producing 7-liters of milk every morning. I could comfortably earn KES 200-250 through the sale of milk and this money could help me buy food for my three children. Right now I have to do casual jobs, like planting and weeding in other people's farms to sustain myself. This is tedious and sometimes not guaranteed. I have a desire to own another cow but my job cannot raise KES 35000 that is required for that to happen. Receiving this money will enable me to achieve the dream of having a cow in my compound once again."

"I first built my house ten years ago when I was still in school, where I live to date, three years after I got married. The house is now very old such that it leaks during heavy rainfall. With this money, I plan to demolish this current house and build two separate houses. One will be the kitchen and the other bedroom and sitting room. The rest of the money I will invest in two dairy cows which not only earn me income through the sale of milk but also feed my family. Receiving this money, therefore, a lot of improvement in my general livelihood."

"Food shortage is the current challenge we are facing. I own a small farm that is too small to cultivate and keep domestic animals. We purchase foodstuff from the market which is very expensive considering we depend on unstable casual jobs to earn an income. I had started a milk business but it failed because of many needs that we have we ended up using the capital hence it went down."

"Receiving this money means better, more comfortable housing for my family. Currently, we live in a small grass-thatched hut that can barely accommodate my growing family of three. This house serves as the kitchen, sitting room, and bedroom, most of the time it gets so smoky when we are cooking making it uncomfortable. I plan to use KES 30,000 to construct a bigger house that will be the bedrooms that will have extra room for visitors. For the rest of the amount, I plan to spend to purchase one dairy cow which will greatly reduce my daily expenditure as I will be selling milk as a way of earning income. This also means my family will eat healthily."

"Receiving this money means a better living standard in our family. We depend on my spouse's small business of welding. This work is seasonal and also very competitive because many perform the same. He earn around KES 2,000 per week when the business is good. This is now suppose to feed my family of 7 and pay school fees for my four children in private primary school. We had save before and purchase a dairy cow that we have now. We have been dreaming of adding another but due to school fees and high cost of living we have not. With this transfers we are planing to use KES 20,000 to add another dairy cow. This will assist us when another stop lactating the another provides milk. The rest of the amount we shall use to build a house for our grow up sons so as they can not be seeking shelter from my neighbours."

"My husband retired 10 years ago from the Kenya Forest Service. Since then we have been surviving on his retirement benefits which were exhausted last year in constructing the incomplete house. The biggest challenge we are currently facing is the lack of money to purchase foodstuff and household basic needs. Farming which is our main economic activity has been affected by peat and diseases. This has resulted in low yields which are insufficient to sustain the family over a long duration."

"Receiving this money means that we will be empowered economically. It will be a major boost for our household. At the moment we depend alot on casual work which is unsustainable in the long run. As a means of wealth creation we intend to purchase 5 sheep for keeping. Sheep mature very fast and therefore within a short time they will have multiplied and ready for sale. As a result we will earn our livelihood easily. We plan to spend KES 30000 for their purchase. we also intend to use the remaining amount to buy furnitures and school uniforms for our children."

"I am struggling to provide food for my household. I rely on village casual jobs like farming to earn a living. This pays little about KES 200 daily or at times I miss securing a job making me have nothing to buy food."

"Maize is a staple food in our area but currently, maize grains have been selling expensively due to their scarcity. This happened since the arrival of maize rust disease which affected maize production in our area. Our family income is little about KES 3000 monthly which is not sufficient to pay family bills and pay these inflated food prices. This left us to depend on borrowed food or even skip meals."