"I work as a casual laborer on a mining site. My ambition has been to refurbish the roof of my house which leaks during the rainy season. This problem has been there for ages but due to financial constraints, this dream has never come to pass. Receiving this money means decent shelter. I am planning to spend KES 60,000 on the renovation. This will enable us to live a comfortable life especially when it is raining. In addition, I will spend the remaining amount to start a business that is going to generate income for my family of 6 partners."

"I have married again after the death of my first husband. I had to make this tough decision of remarrying because I did not have anyone to take care of me and my 6 children who were very young by then. Unfortunately, the second husband died after a few years and left me with an incomplete house. Since then, I have not managed to finish it due to financial constraints. Receiving this money means completing it. I am planning to spend KES 60,000 on construction. This will enable me to live a comfortable life. Other than that, I will invest the remaining amount to purchase livestock which will be a source of income for my family."

"Being a single mother of 3 I struggle so much to make ends meet for my children. I engage in all kinds of casual jobs such as digging,washing clothes and baby sitting in order to earn some amount .I have done this work for more than 5 years and from the little I get I saved some to secure a piece a land for my children to settle in. This 0.1 acre piece of land I live in is partially paid for, I owe the owner KES 20000 .Receiving this amount therefore means I will be able to settle the debt and also expand the size of land . Furthermore I will build a bigger house that will comfortably accommodate all of us.I have not been able to do so because of the needs that surpasses my wages ."

"Food security and lack of money is the biggest challenge am currently facing. The prolonged periods of drought has led to low or no yields from our farms.As a result we have to depend on purchased foods in order to eat.This is so difficult to me because my old age does not allow me to work daily so as to get money. Since 2018 I have been selling out the calves as well as my birds to buy food for myself. It pains me because I have realized that this is an ongoing process and I may end up selling all the assets I have leaving nothing for my children to inherit.Unlike in the before, currently I have learned to live on one meal a day because of the difficulty to purchase food."

"Financial constraints are the biggest challenge we are currently facing. Selling second-hand clothes is quite a challenge especially during this tough economic times.There are days I get KES 150 a day after shouting and experiencing heat from the sun.This demoralizes me but because I do not have any alternative source of income I have to endure this in order to bring food for my three children.The effects of covid also rendered my husband jobless and hence we struggle together to get the little we can in for a day."

"6 of my children are in school. With a salary of 500 KES per day, buying food for them and still paying their school fees is very challenging. More than 80% of my salary goes to buying food and medical bills. A little amount is what remains for the tuition fees. Seeing my children skip school due to lack of money is devastating."

"Though I did not get a chance to go to school, I still believe that education is power. This say has encouraged me to take my 5 children to school no matter the challenges of school fees due to the kind of job I do ( food kiosk business). Receiving these transfers means good education for them (1 is in university and 4 in secondary school). Currently, they have fees arrears of up to KES 80,000. I am planning to clear all the fees balance and this will give them a chance to study with ease because they will not be sent out for fees. I hope that they will pass and later get employment and support us. Also, I will use the remaining amount to invest in my business which is the source of income."

"I am six months old in marriage after getting married immediately after high school. My life has not been easy with the household responsibilities to take care of. I gave birth four months ago thus since I got married I have not got a chance to be engaged in any meaningful activities. Luckily, my husband had built one iron-roofed house. This is where we call it home and I am proud of it. We have had a plan to build a kitchen but the little resources in our family have not given us a chance. Receiving this cash transfer to me means a decent separate kitchen. I am planning to use KES 15000 to build an iron-roofed kitchen. This is a dream come true for me. This is an assurance of ample space for my family and a comfortable place to welcome my visitors. Archiving this means a room to invest our income in other income-generating activities."

"This enrollment is so timely and am so happy about it because I have 3 children who will be joining high school in the next 3 years with the first one joining next year. The amount of money needed when a student is joining high school is usually KES. 30,000, an amount I cannot raise at all. I am just a casual laborer earning KES.150 per day which usually is just for food. The first two children dropped at primary school level and it didn't please me at all because they have started living a hard life like mine so early in life. We would therefore like to invest this money in poultry farming and we hope to make about KES.10,000 monthly which will go a long way in helping us meet the needs of school fees."

"Receiving this money means that my children will be able to have a conducive environment to do evening studies at home. I would like to build a 2 roomed house adjacent to the one I currently have where it will serve as a study room and also a bedroom for the kids. I will also have to install solar lighting in the house because we are not yet connected to the national electricity grid. This will ensure that the kids study without any problems. At the moment they do not get enough time to study because I think we disturb them a lot in the main house and they cannot concentrate. The lighting we have also is not bright enough and the battery depletes so fast. I believe that they could do better in school if good study conditions are provided at home."