"The biggest hardship that I face in my life is that income from motorcycle taxi business is not stable and this at times is a challenge as it makes me to be among the last people when it comes to paying rent and also buying food on a daily basis is not easy as at times I don't have any cash to buy food."

"The biggest hardship that I have faced in life is that I don't have a house. I stay in someone's house because am homeless."

"The biggest hardship that I face in my life is that I am sick (I have high blood pressure) and this has really affected me as I am not able to lead a normal life and go to my farm as I used to in the past."

"My proudest achievement is having worked as a driver for many years and saved part of my wages, I then used the saved cash to build a rental house which earns me some small income."

"My biggest hardship in life is lack of reliable source of income to support my family."

"My biggest hardship in life is lack of money to open up a business to support my family."

"Our proudest achievement is that we have been able to build iron roofed house for the family. Although it is a small house but we only managed after saving a portion of our income feo several months."

"The biggest hardship that I have faced in life is that I don't have a stable source of income. I am just a peasant farmer and also sell fish foe a living. This is not enough to support the needs of my family so I have to strain."

"Our proudest achievement is that we have been able to pay school fees for two of our kids up to high school."

"The biggest hardship that I have faced in life is that I don't have a stable source of income to support my family."