"The biggest hardship I face currently is on paying school fees for my children on no proper source of income and also making ends meets for instance getting daily food."

"The biggest hardship we face currently is on making ends meet since my motorbike is old and keeps on breaking down,when this happens I just sit at home with no other source of income."

"Our proudest achievement is that we have managed to build our own house. We were able to achieve this after saving money for several months."

"Our proudest achievement is that at we have been able to build iron roofed house for our family. It wasn't an easy task because we had to deny ourselves some leisures and saved money for that course."

"I am planning to spend my upcoming lumpsum payment on buying cement, sand and ballast for doing repairs to my house."

"I am planning to spend my upcoming lumpsum payment on building a big house because what I have is small. I am also planning to start a business to help me earn some more income."

"I am planning to spend my upcoming lump-sum payment on expanding my small house to be a bit spacious."

"I am planning to spend your upcoming lumpsum payment on building a pit latrine, buying cement for plastering my house and buy livestock’s. I will also build a small kitchen, buy a solar panel, and start a business."

"I am planning to spend my upcoming lumpsum payment on building a house, paying school fees for my four grandchildren, farming, buying food and a cow."

"My biggest hardship has been to raise money to help my spouse seek treatment in a good hospital because he coughs alot and he usually complains of chest pain."