"I plan to pay school fees for my child, and buy a water tank for storing water."

"I'm planning to enlarge my house because it is too small. I hold a plan of cementing both the walls and floor of my house. I've a plan of building a pit latrine."

"I'm planning to buy a second hand motorbike for business purpose as I wait for the third transfer to invest in retail shop."

"I'm planning to cement both walls and floor of my house because it get dusty very quickly even after sweeping. I'm planning to build a pit latrine because currently I answer my calls of nature in the bush which is very risky since one can get a bit from roaming snake."

"I'm planning to buy a new motorbike for transport business. Currently I have some 40,000 KES at hand and will buy the motorbike immediately I receive the transfer and will no longer ride another person's motorbike again."

"I'm planning to enlarge my house because its too small. I'm also planning to buy some cows with the remaining amount. This will see me get free milk for my family and to a great extent sell part of the milk to cater for other family needs."

"I'm planning to cement both floor and walls of my main house. I'm also planning to buy a cow with the remaining portion."

"I'm planning to cement both walls and floor of my house because its always dusty. I'm also planning to build iron roofed kitchen."

"I'm planning to build a spacious iron roofed house because my current house is too small."

"I'm planning to cement both walls and floor of my house."