"Currently I have limited land for agriculture and I do practice large scale agriculture. So when I get this money, I will use it to rent a large piece of land for agriculture and also buy agricultural inputs so that I can realize bigger yields at the end of the season. I will also buy some cows for both ploughing and diary of which the milk got will be for both domestic consumption and selling."

"Receiving this money means I will be able to buy a piece of land that I can cultivate. I will also buy cows that can reproduce. With this, I will be in position to marry a wife."

"Being a housewife, i have always wished to have my own income generating activity in order to support my husband in providing for the family. Receiving this money is therefore a dream come true since i will use it to build a poutry unit to keep commercial poultry then add one dairy cow to my herd which will boost milk supply for sale hence financial independence on my side"

"Farming has been our passion as a family but ways of tilling our land was a problem because we had to part with money to hire workers who could help us to prepare it and because of this, I had to look for ways of reducing the cost. When I received my second transfer, I used a larger portion of the money on buying two bulls and a dairy cow. This was the best idea so far because my husband uses them to prepare our farm and also work on people's farm to earn a living. Our living standard has changed because my husband had been able to provide for us and I was also lucky to get jobs which help me to take care of other needs in the house. Today, I have peace of mind because I am not stressed so much on lacking the basic needs unlike before. The dairy cow is also expectant and I am soon getting milk which I will consume and sell some to get an extra coin for emergencies and other needs. I also bought a mattress hence I sleep in a comfortable place and used the remaining amount t on food."

"I feel I am mature now to stay with a woman who will help me in some work such as cooking, doing laundry and other chores. So, when I get this money, I will buy cows that I will use as dowry to marry a woman and also use part of the money to start a business of selling second hand clothes. This business will sustain me and as it grows, it will also help me generate more income to take care of my family in future."

"When I wake up in the morning and confirm that my family is in good health, I leave to work in my farm up to noon. When I come back home, I feel so exhausted but I am still forced to take my two cows to their drinking water pan. It is is in the evening when I get ample time to rest and therefore, I consider evening as the happiest part of my day."

"I expect my life to change in the next six month in that I will have saved the money from the casual jobs and my transfers as well to buy a dairy cow that will initiate the commencement of my dairy keeping project which I have always longed for. I am hopeful that my family will get enough milk for consumption purposes after purchasing the dairy cow."

"The additional goals in my life for the next four months is to buy cement and ceiling board with the transfers and use in furnishing my house. This will relieve my wife from the struggles she faces when searching for cow-dung in my neighbor's homestead and then to smear our present mud house."

"The biggest difference in my daily life in the last four months is that I was able to pay school fees for my nephew and daughter. I am a farmer and most of my income comes from my dairy cow that doesn't produce much. I could not have completed the fee by solely depending on the proceeds from the few litres off milk produced by the cow. the fee payment education fee. I am glad that my children will now concentrate and perform well since they will have not missed any lesson as a result of being sent home due to lack of school fees"

"I want to make sure that my husband gets a few domestic livestock such as cows and goats which we will use to pay my own dowry within the foreseeable future. We had not been able to accomplish this customary requirement before because our financial ability has been very low."