"The current challenges I am facing now is lack of enough cash. My spouse rides bike on traffic and we also make cassava farm to be able to sustain our family. Money generated from those mentioned is not enough to settle some major family problems like building my family and I a house of our own and getting my children relocated for school purpose, especially to acquire better education." (Occupation: Motorcycle or bicycle taxi)

"Givedirectly did well because my life is now free from stress. Everything went well." (Occupation: Motorcycle or bicycle taxi)

"Since I had started building a modest house and left it halfway using the first transfer, I decided to complete it using the second transfer. Earlier, we were living in a bit smaller house and my children would spend their night at their grandparents house. Apparently, we are a family of five and part of the second transfer money went in feeding us. I am a stay at home mum. I do depend on my husband whose source of income is ferrying passagers on a motorcycle at a fee. I am grateful for GiveDirectly's cash transfer program which has made a positive impact in our lives ." (Occupation: Motorcycle or bicycle taxi)

"I am planning to buy Cement to plaster my house and and also buy Chair." (Occupation: Motorcycle or bicycle taxi)

"I have never desired to have a business of my own until I was enrolled into GiveDirectly program. I saw the transfers as the best opportunity I have ever gotten since I have been living unbearable and tough life due to increased cost of living. My entire life I have been living in the village of Bamba with no good source of income since the day my wife passed. I have been surviving and feeding my family of 7 through making and selling of charcoals and rearing livestock. Receiving the transfer brought a new hope of light in my life that I never thought I would one day live to achieve. I was overjoyed to an extent that I wouldn't just express in words. When I got the transfer, I started yearning for new goals of my life. I never knew one day I would have livestock and motorcycle under my name, through GiveDirectly transfers, I have added two more livestock (cows). Furthermore, I bought my own motorcycle to serve as my mainly source of livelihood. I can proudly say that I bought a second-hand motorcycle worth KES 40,000, I am very happy for this great achievement of my life and so grateful for the support provided by GiveDirectly. Thank you GiveDirectly."

"I spent part of my second transfer on purchasing building materials which include bags of cement, iron sheets, bricks, cement and sand which cost almost KES 45000. My previous house was very small and I felt there was a need to add another room. The initial house could barely accommodate all my family members which have been stressing me a lot as a mother. I had been yearning to share a shelter with my kids since they were still very young but this was not possible as a result of the condition of our house. I am so glad to finally reunite with all my family members which have been my prayer. Later on, I paid fees of KES 1500 for my son who is in grade two. I am glad that for the first time he was able to study without being sent home like before. Also, I bought sufficient food for my family which took us a couple of days." (Occupation: Motorcycle or bicycle taxi)

"My new goal is to enroll in a hairdressing and beauty college. This is because I have the ambition to start a Salon business that would serve as a reliable source of livelihood for myself. Currently, I am jobless and fully depend on my spouse for every need of the family. Due to the high cost of living, I feel the need to support my husband in rising the family by engaging on income generating activity." (Occupation: Motorcycle or bicycle taxi)

"I spent my recent transfer to purchase modern bedding for my family for KES 11,500. Earlier, I was sharing an old, small bed with my spouse and 3 children. We were forced to sleep on the floor whenever we had visitors at home. In addition, I used KES 20,000 to pay for part of the loan that took some time back to purchase a motorbike for my husband. He is using it for a taxi business a reliable source of income that has been sustaining our basic needs like food. Before, my husband was doing temporary casual activities that were rear to get as well as had a very low income. Lastly, I spent KES 9000 to support the education of my sibling who is in secondary school and had a huge fee balance." (Occupation: Motorcycle or bicycle taxi)

"After receiving the first and the second transfer and spending them on all I had planned, I am happy that the construction is now complete. At the moment, I have a new goal to demolish an old kitchen I had been using and move it closer to the new house. Initially, I thought I could still use it, but realized recently that it is a bit far from the main house and needed to move it a little closer." (Occupation: Motorcycle or bicycle taxi)

"Recieving this money means a better transportation for my family to access health services. I will buy a bicycle to help me travel comfortably to the nearest health centre when my two children get sick. The travel cost to the nearest health centre on a motorcycle is $7 which i cannot afford to pay for it every time I want to go to the hospital."