"I am delighted with the significant strides I have made since the first transfer. Numerous transformations have made a substantial difference in my daily life. The acquisition of a spacious and secure chicken coop not only ensures the safety of my poultry but also contributes to the overall well-being of my household. Additionally, I am pleased that my children's herd includes my goat, which I just bought with lots of expectations as it matures and breeds to reproduce in the future. The first transfer played a crucial role in addressing my health concerns, and I am also grateful for the effective medication I received during my hospital visit. This support has not only impacted my health positively but has also elevated the overall quality of life for my family."

"I usually direct my cash transfers toward the purchase of livestock, particularly goats and chickens. I do this to create enough wealth through livestock keeping so that even after the cash transfers end in the next few years, I can sell the animals to generate some funds to support the needs of my family. Right now, my household depends on my son, who takes on various casual jobs in town to make ends meet. Sometimes what he earns barely puts daily food on the table for the family back in the village. I wish to someday actively contribute to such needs. Therefore, I spent $93 from the recent three transfers to buy four goats and $6 to buy chickens. I am happy that my herd has grown to nine goats now. The remaining $3 went towards covering the school fees for one of my grandchildren. The need arose because there was a debt, and his parents had already used their funds to pay for his two siblings."

"My desire has always been to own livestock. However, financial constraints, particularly related to school fees, have been a barrier. As my daughter depends on me to support her two kids due to her physical challenge, I have been spending most of the cash transfers on their school needs and food. One of the children is set to join junior high school next year and I wish to focus on saving funds for her admission requirements. After that, I wish to be able to start buying livestock like goats and chickens. I believe that owning livestock will build me enough wealth in the future that will prove useful in supporting the needs of my family once the cash transfers cease."

"My primary goal is to expand my livestock holdings, focusing on goats and chickens, allowing them to multiply. In my elderly years, as I can no longer engage in productive work due to declining health, managing livestock remains my sole viable asset. Presently, I possess two goats and a number of chickens, with plans to acquire more through the cash transfers. These assets serve as my dependable financial resource, essential in my current situation of being homebound with no income source."

"Receiving cash transfers means so much to us because it will help us transform our lives positively. We intend to use $100 of the first transfers to lease 1 hectare of land. This will enable us to plan for farming next year. We intend to use the remaining $100 to purchase household goods such as cooking fat and clothes. For the second transfer, we will farm the 1-hectare land by planting maize which will cost us about $300. For the remaining amount together with $450 of the third transfer we intend to fence our compound. This will enable us to do chicken raring. This will provide us with security and also the ability to do chicken farming without fear of getting eaten by wild animals. With this, we believe that our lives will change for the better."

"I have always harbored a desire to possess tangible assets like goats and chickens, which can serve as reliable resources for addressing my financial responsibilities. Upon receiving my recent financial transfers, I allocated $40 to acquire three chickens and a goat, increasing my livestock holdings to three goats in total. Previously, procuring these animals proved to be quite a strenuous endeavor, given my limited financial resources. Nevertheless, I find solace in knowing that these living assets have the potential to multiply and provide support during times of financial need. Furthermore, I allocated $50 to cover the educational expenses of my two sons, one in high school and the other in primary school. It brings me immense satisfaction to witness my children's comfort in their educational pursuits, despite the financial constraints we face. To ensure that my family is well-nourished, I also purchased an ample supply of foodstuffs. Additionally, I am pleased to share that I indulged in buying new clothes for myself, a luxury I had foregone for an extended period due to my prior focus on essential food expenses."

"I've dedicated a significant portion of my life living in a grass-thatched hut, and the idea of building a proper house with an iron roof felt like an unattainable dream, given the numerous financial demands I faced. With three sons enrolled in school, the struggle to cover their tuition fees, especially for those in boarding school, was a constant challenge. I relied on meager income from odd jobs, which couldn't adequately provide for my family's needs. However, when I joined a program, it rekindled my aspirations. I became part of a merry-go-round savings group, contributing at least $10 every month. My primary objective is to accumulate funds for purchasing iron sheets and construction materials to build a sturdy house. This will offer my family the comfort and security of living under a reliable roof, sparing us the constant task of repairing the grass thatching every time it rains. Furthermore, I'm planning to venture into poultry farming. I invested $10 to acquire three chickens, adding to my existing flock. I believe that selling them will help alleviate my financial burdens. Additionally, I set aside $20 to cover my sons' school fees, ensuring they could continue their education without any interruptions. I also managed to settle their boarding fees, and I'm delighted that they completed their term successfully. Finally, I used some of the funds to purchase essential food items like maize flour and other household necessities that were lacking in my home."

"I have six children in school, and their school fees need to be paid every month to ensure they aren't sent home from school. My husband works as a security guard, and his income typically comes at the end of the month. Even when he gets paid, it's often not enough to cover all our family's needs. I'm grateful that the cash transfers have allowed me to actively contribute to our family's needs. From the three recent cash transfers, I used $20 to plow my farm before planting. The rains had just started, and it was time to plant maize crops. I also saved $30 through a self-help group, and I used $10 to top up some savings I had accumulated earlier to buy a goat. I currently have three goats, all of which I obtained through the cash transfers. My goal is to rear them so that I can sell them to cover some of my family's needs in the future. I also bought two chickens for $5 with the same purpose. The remaining amount from all three cash transfers was spent on purchasing food for my family to ensure that we never went hungry."

"I run a motorbike taxi business to provide for my four children. However, I recently had an accident and broke my arm. Due to the cold weather, it has been challenging for me to run the business because of the pain in my arm. I used $10 to pay school fees for my three children. They were due to sit for their end-of-year examinations, and there were outstanding fees at their school. I also bought three chickens for $15. My goal is to build a larger flock of chickens and exchange them for goats in the future. I also bought a goat for $34, although I had to top up with some savings I had accumulated because the goat was more expensive than the transfer amount. I'm happy that I now have a total of eight goats purchased through the cash transfers. Owning goats will ensure that I can sell some of them to provide for the needs of my wife and four children in the future. I also used $34 to obtain iron sheets. My goal is to build a new house when I have accumulated enough building materials. The state of my current house is poor, as the tin roof has corroded over time and developed perforations that let in water when it rains. I spent the remaining $9 from the cash transfers to buy more food for the household."

"I spent $40 to pay school fees for my four children in primary school. There were examination fee debts and tuition fees that needed to be settled before they could sit for their end-of-year examinations. I also saved $30 through a self-help group. My goal is to accumulate enough money to buy building materials for constructing a house for my three children. Currently, they live in their uncle's house. He is planning to get married in December, which could leave my children without shelter. That's why I'm actively saving to build them a new house. I also contributed $10 towards the hospital bills of my mother-in-law, who was in the hospital. I bought four chickens worth $10 to start a poultry-rearing venture, and the remaining $12 went towards buying food. To provide for my family of seven children and me, my husband works as a herdsman, and his income is usually barely enough to cover all our needs. I'm happy that the cash transfers have helped alleviate the burden on his shoulders by allowing me to actively contribute as well. Ever since I started receiving the cash transfers, my children have never missed a day of school. Now, I can use the prospect of monthly cash transfers to persuade the school administration to allow my children to stay in school with a promise to pay the fees when I receive the funds."