"I suffered from born marrow tuberculosis for 11 years. This condition really drained our financial resources as I ended up using all my savings. I even sold all my livestock which included 3 cows and 5 goats. Since then I have never been able to fall back to shape and it is such a struggle to provide for my family. This forced my wife to look for a job and left our very young children under my care. All this suffering is as a result of financial constraint which is my biggest hardship."

"I did a course in dress making and I already have a sewing machine but I have not been able to make much out of it because of lack of capital. This money will come as a big boost since I will be able to buy clothing material that will help me design dresses and school uniform for sale. This will be a good source of income for me here in the village. 100 USD will set me off well. I will then use part of the transfer to buy 2 goats each at 40 USD and two oxen to help me plough land and get money within my village."

"My husband was involved in a grisly road accident in 2011 that left him half dead. This forced him to spend 6 months in the hospital, a condition that drained all our financial resources. I even sold over 20 goats to finance the medical bill and it wasn't sufficient and we resorted to fund raising. A year later, his leg which was badly injured by then was amputated. This worsened the situation as he couldn't actively engage in casual jobs and I had already lost my business. Since then, we have never recovered and my family suffers financial constraint which is our biggest hardship."

"Receiving this money will help me finish up constructing my house. My roof leaks during the rainy season and the house has no doors or windows. I will also buy a bed which I currently do not have. I will then spend the rest on buying three goats for rearing. This goats will be of help to me financially in the near future;for example in paying school fees."

"My life is different from how it was before because I have been able to but livestock such as dairy cows and goats through the transfers. Previously I did not have any in my compound and this was because of the poverty life that stricken my homestead. I am now hopeful and happier becasue I will now having some living assets to lean on just in case of any financial crisis. Courtesy of GiveDirectly."

"I spent my money on buying a Solar, which I am using to light up my house since I was using firewood at night. I bought iron sheets, which I used to build my house since the house I had was weak and would have fell on me. I bought motorcycle spare parts to start up a business for myself which can help me get some money. I also bought goats to rare at home which would help me in future."

"I used this portion of money in building a house for myself. I decided to build a house because the one I was in was not in a good condition. The house I was in previously was made from grass and at times you find snakes in it. I could have been attacked by snakes that means my family's life could have been at risk. I also bought a cow and a goat, I will sell them in future if they multiply and pay my bills with the cash."

"I spent my money on building a new house. The house I had was in a bad condition since it had no door. This made me to prioritize building a house good house. I also bought a goat to keep though not for commercial but then to some point, I will sell if they become many and the money will assist me. I also managed to buy a bed for myself and children which I never had. I have a small business for selling porridge and mandazi which I earn $100 a day. This assist me to meet my family's basic needs."

"My life is different because, through the transfers, I managed to purchase some livestock which includes, a dairy cow and goats. I have been aspiring to own them for so many years but I could not afford becasue of my low income. I am optimistic that I will benefit a lot through them and this will empower me to send all my children to school without straining like before. In addition to that, I now sleep in some nice beddings, and I am so comfortable. At least I will no longer complain about the backaches."

"I spent part of buying some building materials such as iron sheets, nails, timber, and building poles. This was for the construction of a new house for my children. Previously they used to shelter at their grandmother's house since mine was not spacious. I also bought some beddings which include a new wooden bed, mattress, and bedsheets. Previously we have been using the old traditional bed. Later on, I bought some goats as my living assets. With the remaining amount of money, I bought enough foodstuffs for my family."