"I have five children, 4 school going and one yet to join school. I am a farmer while my husband used to work at a bakery bit is no longer employed now. My goal is to create a way of ensuring we are financially protected whatever the eventualities of life. I am working on building an animal her of goats and chicken, I now have 4 goats and two chicken. I hope to buy more even as they also reproduce. This animals can be sold at times of emergencies to cover any financial needs. Best thing about animals is they reproduce which gives an assurance for multiplication."

"I am a mother of three young one with my second born having joined school recently in January. Most of my transfers go to taking care of my children's education. In November paid school fees of $10, in January I paid $4 to a kindergarten for my child's admission fee while paying that terns school fees of $15 and I also paid for my oldest $8 in school fees. I have also used this cash to buy animals, in November I got 4 chicken at $10 and a goat in December at $20. Food has also been something this cash transfers have given me an access to, spending $14 on food in November and a similar amount in December while in January I only spent $6."

"I am a mother of 6 school going children. I am currently the sole breadwinner of my home. Three years ago my husband was diagnosed with diabetes and because of our lack of finances his state deteriorated fast. He is unable to engage in productive labour and falls ill from time to time like this January the $30 received from Givedrirectly as well as money pooled together by his siblings we were able to take him to hospital as he got in such a bad state he was admitted. I had been saving in December and November to be able to afford to pay the deficits at my child's school of about $50 for my second born child and $45 for my third born. I was only able to clear for my second born as I saved $20 in November and $30 in December. I bought some chicken in November at $12 and also got some toiletries at $2."

"I remember being enrolled in the program and being informed that it would be for a period of time. I was sure I needed to invest in projects that would outrun the Givedirectly one. I decided to rear chicken and start a phone accessories shop. Now the business has grown and I have 58 chicken. My aim is to increase this chicken numbers even further so I can sell them and buy goats and in turn sell the goats and buy cows. I also want the shop to run on its own resources which I look forward to having achieved before the project ends."

"A persistent issue for my household has been the frequent shortage of food, sometimes leading us to skip meals due to its unavailability. Fortunately, I am now liberated from this challenge. Following the recent rains, I successfully cultivated my acreage and reaped a bountiful harvest, putting an end to our food scarcity woes. With ample supplies, my family no longer faces the hardships of insufficient nourishment. Empowered by the recent harvest, I am considering expanding my resources by investing in livestock. I plan to acquire more goats and chickens, as they seem to be a promising venture. Given my current lack of substantial work opportunities, I view these animals as a valuable investment. Owning them provides a financial safety net; I can sell them when the need arises, ensuring that I no longer face the financial struggles of the past. These assets offer a newfound stability that I can rely on in times of financial uncertainty."

"Receiving this Givedirectly monthly cash transfers has been a turning point for me and my family. With $19, I invested in chicken feed and bought a goat for $34.5, envisioning a source of income that could sustain us in times of need. The goat not only provided financial security but also allowed me to save for potential emergencies. This was crucial as my 5-year-old child is epileptic, and the medical expenses become overwhelming. Transport to the hospital, medication, and a proper diet are always necessary, and without the financial support, it would be a struggle.. I then spent $48.50 of the transfer on school fees for my two other children. I can now witness the positive impact on my family and the broader community."

"Looking ahead to the coming year, I have ambitious plans to venture into chicken farming as an additional source of income alongside my house construction job. The favorable climate in the area makes it a promising endeavor. To initiate this venture, I estimate a requirement of $450. My strategy involves utilizing the savings accumulated from the house construction job to fund the startup costs of the chicken farming initiative. This approach not only maximizes the resources at hand but also allows me to diversify my income streams, creating a more resilient financial foundation for the future. I am optimistic that the combination of the house construction job and the new chicken farming venture will contribute significantly to my overall income. The goal is not only to meet immediate needs but also to build a sustainable and diversified livelihood. I look forward to the positive changes and increased prosperity that the coming year may bring."

"In the upcoming year, I am hopeful and excited about venturing into chicken rearing as a means to generate income for my family of three. To initiate this business, I am estimating a requirement of $400. My plan is to secure this capital through an equity bank loan, leveraging financial support to kickstart the venture. The goal is not only to contribute to the family's income but also to assist my husband, who works as a watchman. By diversifying our sources of income through chicken rearing, I aim to create a more stable and resilient financial foundation for our family. One aspect of the plan involves hatching the eggs laid by the chickens, thereby expanding the business. This strategic move not only adds value to the initial investment but also lays the groundwork for the sustainable growth of the chicken-rearing enterprise. I am optimistic that, with careful planning and the necessary resources, the upcoming year will bring positive changes to our family's financial situation. The support from the equity bank loan will serve as a catalyst for this new venture, and I look forward to the potential success and growth it may bring."

"In the coming year, I have ambitious plans to venture into chicken rearing as a new income-generating opportunity for my family of nine. To kickstart this business, I am estimating a capital requirement of $800. My strategy for raising this capital involves selling goats and utilizing the existing assets to fund this new venture. Chickens not only provide a sustainable source of meat and eggs but can also contribute significantly to the family's overall financial stability. I am optimistic that, with the right resources and dedication, the chicken-rearing venture will be a successful addition to our current goat-rearing activities. The goal is not only to generate income but also to enhance the resilience of our family's livelihood strategy. Givedirectly's support has been instrumental in bringing positive changes to our lives, and I am hopeful that this new endeavor will further contribute to the well-being and economic stability of my family."

"My son excelled in his national examinations, and as a parent, I ensured his enrollment in one of the top high schools. This decision aims to provide him with the best education and support the realization of his academic goals. Despite facing financial challenges, I managed to spend my two months' transfers, totaling $68, to cover his admission expenses. This also included purchasing school uniforms and stationery and contributing to his school fees. Despite the financial strain, I am delighted that my son is now comfortably pursuing his high school education. Additionally, I have five other children in primary school, and I paid $22 from recent transfers to settle their arrears, ensuring a smooth start to the new academic year without any outstanding fees. In addition to this, I also spent $12 to purchase two chickens, anticipating a future source of income as their numbers grow. Furthermore, I recently ventured into the business of producing and selling liquid soap. To enhance its profitability, I used the remaining transfers to procure a sufficient stock of materials needed for soap making. My hope is that this investment will result in increased profits as I continue to meet the demand for quality liquid soap on the market. This business currently serves as my sole source of income, and I am optimistic about its potential for success."