"The biggest difference in my daily life is the newly built house. For a long time I had always wished to build this new house but due to the scarce nature of resources, I had not been able to save up and build a better house for my family. On receiving this transfer, I resorted to making this a priority and I am now proud that I have a new iron roofed house that will shelter my family well and for a longer time before we can improve it in future when we have enough money at our disposal."

"I am now staying in a nice iron roofed spacious comfortable house in my own compound that I could not have managed if o could not have received the money from give directly. I could also not have managed to buy the best seats that I bought, I could still be staying in a very old seats that I am very sure they could have not broken by now."

"Receiving this money will enable me build an iron -roofed house.We currently live in a hut which even though it is not so small,it is a bit congested.My children are all grown now and we all have to share this house which is not quite right.I intend to build a separate one so that this one can serve as the kitchen and sleeping place for my daughters.I will also buy a cow which to me is a form of investing the money as well as increasing our household income from sale of milk"

"The biggest difference in my daily life is that, I have acquired most of the needed materials for construction an iron roofed house. I plan to start the construction of my new house with the my second transfer. I am currently sleeping in grass thatched hut that leaks whenever it rains."

"I am currently sleeping in a grass thatched hut that requires annual renovation. Given the scarcity of grass in my community its now a great challenge to renovate my house because I am forced to move for long distance looking for grass. Having got this money, I am in the process of making bricks and I plan to start the construction of an iron roofed house around February with hope of completing it with the second transfer and sales from the harvest."

"Receiving this money means that I will be able to build iron-roofed house. I stay in a leaking house and it's iron sheet may any time be blown off. The roof may fall on my family members any time putting thier lives in danger. The house once complete will provide descent and safe shelter for my family members. "

"Being self-reliant is what I've been yearning to achieve ever since my husband died 2 years ago. And because he was our sole breadwinner, coming to terms with the situation has not been easy given that I've 6 children who need educational support, food and better shelter yet I do not have any source of income. Receiving this money, therefore, means improved wellbeing for my household. First I will ensure we have enough food supplies from our farm by improving on farming techniques. I will purchase oxen and its plow to facilitate easy and timely cultivation. Again I intend to construct a better house because the one we are currently living in is in a deplorable state - walls are caving in, and the roof is leaking already and in most cases, we are forced to seek alternative places to sleep whenever it rains at night, something that has continuously rob our dignity."

"Receiving this money means I can build an iron roofed house. It's very costly to renovate the thatched house I live in due to the scarcity of the thatch material."

"My life will be different in the next six months in that I will have built a new house. The one I am living in is grass thatched and it is small. It cannot accommodate us all well with my family. Secondly, in the neighbourhood, most of us have built iron-roofed houses and a few of us have grass thatched. I would also want to be in the same category as my neighbours with iron-roofed houses. This is why I have chosen to dedicate the transfer to savings so that I may have enough money to buy building materials and put up a decent iron-roofed house once. I am moving on well with my savings and in the next four months, I will have the required materials then put up the house."

"Receiving this money means building a more spacious simple iron sheet roofed house. The current hut I have is not specious enough and it leaks during rainy season."