""After receiving my first transfer, with the struggles that I was going through to raised money to take care of my family, I decided to buy my own motorbike that I will run on a commercial basis and with the income, I will be able to take care of my family. With this planned I used the money and bought the bike. Thanks to GiveDirectly for giving the opportunity to become my own boss."" (Occupation: Motorcycle or bicycle taxi)

""Before I could received this transfer it had been my dream to built my own house and move out of my relative house. But this dream couldn't materialize due to financials constraints. After receiving my first transfer, I have planned to save my transfer and wait for the rest of my transfers so I can be able to buy all the building materials at once. And hopefully by the dry season my project will be starting."" (Occupation: Motorcycle or bicycle taxi)

"I am married with one child and currently live with my mother. I was working as a motorbike rider before I got enrolled in the program. The pay was about $3 daily, which was quite a struggle to budget for my family. After receiving my first cash transfer, I was optimistic and opened a grocery with $400. I also bought a wooden bed and a mattress for $90; it was time because for the longest time; I didn't own a bed, and the mattress was old and worn out. The remaining $60 was used to buy food because I was careful not to consume the grocery stock. Business picked up and when I received the second transfer, I used $480 to buy more stock for the grocery and expanded my business by opening a vegetable stall with the remaining $50. This has enabled my business to increase in profit because of the demand for vegetables in the area." (Occupation: Motorcycle or bicycle taxi)

"I have been in pain for the past three months just because of someone's negligence to observe traffic rules. I remember it so vividly, I was on the road on my motorcycle when I decided to take a left turn at a junction, I was careful and did not forget to indicate but the rider behind was not. He was at high speed and ended up knocking me off the road. I have been bedridden for those months, in pain, and unable to go to work. It is affecting my productivity at home focusing my wife to look for extra jobs just to feed us."

"One month ago my husband managed to raise $200 that a particular credit company needed to be able to give him a motorcycle on loan for taxi business. I'm happy this was smooth and right now he's using the bike around the village. It made me happy that day, and I'm still happy today for my family because this gives me hope that my struggles are about to reduce. Even though we're not yet making much money right now because he's still repaying the loan, I know one day we will." (Occupation: Motorcycle or bicycle taxi)

"My biggest challenge is my house. It leaks as when it's rainy season we struggle because we wait for it to stop and then sleep in the dry parts. We are living in poverty because we can't find money to buy food and other household necessities. My husband does bicycle taxi but that doesn't bring anything, people in the village just walk. That means he doesn't generate money to then provide for us." (Occupation: Motorcycle or bicycle taxi)

"I would like to open a beauty parlor which will enable me to lure more clients and hence increase my daily income. The door-to-door service limits me from offering some services like blow drying and setting hair. I plan to look for a place with electricity to open the beauty parlor and buy some items to set up the business. I have a budget of $300 as capital and I intend to save as much from the motorcycle transport business and my beauty business. Accomplishing this will bring a financial difference in my life, especially when I am the only breadwinner of the family."

"I want to concentrate on crop farming and livestock keeping in the upcoming year. However, the success of this endeavor is heavily dependent on rainfall availability. As a result, I will be able to embark on my motorcycle taxi business when we observe an increase in food crop production because many people will have more cash flow. However, since there is currently no money, I have let go of the taxi business, and I do charcoal burning more often. People stop using taxi services because of low cash flow. Unlike before, things were better because there were plenty of crops and low fuel prices, so people were not in extreme poverty as it is now."

"I did not have a reliable means of transport to my business premise and in most cases I would walk or hire a means of transport especially to deliver my goods to customers. I therefore bought a second hand motorcycle worth $450. Since then it has been easy and I have even invented a new business opportunity of buying charcoal and delivering to people at a fee which has to improved household income. Through this, my wife has does not stay idle at home since she takes care of our business while I deliver goods and even operate it for taxi services. The remaining $90 I used to boost my retail shop business and it is good the profits have improved. My gratitude goes to the organization and thanks to them through the support, our children have improved on their performance in school because they are no longer sent back home for school fees. My appreciation goes out to the organisation, and because of their assistance, our children's academic performance has increased since they are not really being sent home for school expenses anymore."

"I am 23, living with my husband and 2 children. We currently have build a house in a land that belongs to someone and we depend on casual jobs such as weeding, harvesting and burning charcoal. On a good day, when I work up to 4 pm, I get $3. This is a small amount for the family, my husband also works in the afternoon as a motorcycle rider, he works for someone and must pay a target amount of $4 daily. He's forced to work late in the night and also due to high fuel price of $2 per liter, he's not able to save much. He can save between $2 to $3 a day. This amount is small as it cannot sustain our family and we cannot save enough to buy our own land." (Occupation: Motorcycle or bicycle taxi)