"I spent my first transfer on a mattress and blanket for my children (3,500 KES), 6 seat cushions that we needed badly (3,600 KES) and the rest on clothing for our children."

"I spent my second transfer on cultivating my farm at 7,000 KES, bought building materials at 26,300 KES, a mattress at 3,500 KES, a sack of maize at 4,900 KES, paid a deposit for solar lamp at 3,500 KES, then used the rest of the cash on little house errands."

"I spent most of my second transfer to make a down payment on a motorcycle which will be our main source of income. I bought a bed and a mattress which I did not have, I bought a trunk box for storing our clothes. I bought two sacks of maize for consumption and the remaining amount, my spouse spent to pay for his training on masonry."

"I spent my first transfer on secondary school fee for my daughter (5,000 KES) , a mattress(2,000 KES) and utensils (3,000 KES)."

"I spent my second transfer on buying Iron sheets that I am yet to use to build my own house as I am current living in a rental house which is rather expensive. I also bought a bed and mattress to replace our old ones and spent the remaining money on food."

"I spent my second transfer on buying a Television set @21000 KES, bought a solar system @10000 KES, paid school fees of 3000 Kes, plastered my pit latrine with part of the transfer. I also bought a mattress and spent the rest on buying food."

"I spent my first transfer on buying a mattress which I lacked, paid fee for my child in class eight and save the remaining amount for future use."

"I spent my second transfer on admitting my child into high school at 20,000 KES, bought a cupboard at 9,000 KES, a bed at 4,000 KES, a mattress at 4,000 KES, a table at 4,000 KES, two sacks of maize at 8,000 KES, then used the rest on food."

"I spent my first transfer on a mattress (5,000 KES), some dry corn (2,000 KES), school uniform and fees for our 3 children who are in primary school (3,000 KES)."

"I spent most of the second transfer to buy building materials as l am planing to build a house in my own home. I also spent the transfer to buy furniture since l had only one furniture which was not enough being that l have a big family. I also spent the transfer to buy mattress and bed since l was sleeping on uncomfortable mart. The remaining balance l spent to buy dairy cow for my future use, because l will not spent money to buy milk from neighbor and l also started small scale business of selling consumable goods. "