I spent the larger part of my third transfer on building a decent four roomed house ,now my family and I enjoy living in our new house since the house I was staying in before the transfer was small squeezed and upon having visitors it couldn't fit hence at times some visitors could accidentally step on the others feet.I paid school fees for my three children who are in primary school and bought a bag of maize . I also started a small shop business which has doubled my household's income hence living a life of borrowing from my neighbor has come to pass.

I spent most of the second transfer to buy building materials as l am planing to build a house in my own home. I also spent the transfer to buy furniture since l had only one furniture which was not enough being that l have a big family. I also spent the transfer to buy mattress and bed since l was sleeping on uncomfortable mart. The remaining balance l spent to buy dairy cow for my future use, because l will not spent money to buy milk from neighbor and l also started small scale business of selling consumable goods.

The biggest difference in my daily life is that, l now have a stable source of income where l get my daily income and l can also afford three meals in a day.

I spent my first transfer on purchasing a mattress since the previous one was old, bought more utensils in my house and paid school fees for my children. I also bought three mats for my children to use at night and spent most of the amount on taking care of the hospital bills for my late husband.

The moment I received the transfer I felt very happy. Although I had pain because my husband had passed on some weeks earlier, I was very greatful for receiving the money that I did not work for.