"I am planning to buy a big water tank, 1 ox and a plough. "

"I bought 30 iron sheets at 20,100 KES, one still door at 7,000 KES, nails at 3,000 KES, roofing poles at 4,500 KES, wall poles at 6,500 KES, paid 8,000 KES labour charge, used 2,000 KES, I then added some of my money to the rest of the cash and bought water for construction at 2,000 KES."

"I am planning to buy water pump and a cow with the upcoming lumpsum transfer payment."

"I would like to use part of the money to buy generator and water pump to enhance farming to increase productivity. Finally l would like to use the rest of the money to pay school fees for my children."

"I would like to use part of the money to buy a generator and water pipes to help me do better farming. Lastly would wish to pay college fees for my son who is joining college. "

"l spent the transfer to buy water-tank at 31500 KES, transport 3000 KES, installation of the tank plus materials 9700 KES, l also spent 5000 KES to pay school fees for my child in secondary school."

"I now easy time in farming because I have my own generator that helps me in pumping water in my farm."

"I bought water containers for 3000 KES, a goat for 3000 KES, utensils 2500 KES and bought clothes and food for my children."

"l spent the transfer to plaster my house so l bought sand and cement at 22350 KES, l bought door and windows at 11300 KES, water 2800 KES, labor-charge 13000 KES. "

"I spent my first transfer on starting a cobler and barber business.I also bought a mattress,blanket ,water container and a food for my household."