"Even though I completed my secretarial course up to the college level, securing a formal job has been difficult. I have been a stay-at-home mum just raising my children and fully dependent on my husband who does motorcycle taxis to provide all the basic needs for us. If I had a source of income, I would supplement his making our lives easier and better. I then plan on buying goats with the transfer which will earn us a living after some time. Also, my child will get nutritious milk rather than buy it from the shopping center. The last transfer will go into purchasing a water tank that is efficient to harvest drinking water in case it rains or even storing enough water. I am happy that my family will get enough and balanced food upon receiving the transfers" (Occupation: Motorcycle or bicycle taxi)

"I took a motorcycle on credit which I am currently using it to provide taxi services at a fee, and its my only source of income. I could be jobless if I did not have this motorbike. I have five children in school and all are depending on me for their basic needs and school fees. I currently do not have a new goal besides paying for the monthly installments for the motorbike through the transfer. It has been useful to me because I can now put food on the table, and my children are comfortably in school. I'm remaining with around Ksh.60000, once I complete this loan, then I will be able look for other investment opportunities." (Occupation: Motorcycle or bicycle taxi)

"When I heard GiveDirectly had visited our village, I gave up on all hopes of receiving any aid. This is because I wasn't speaking the same dialect as the locals. I got used to the discrimination other organizations subjected me to whenever organizations visited the village. Little did I know GiveDirectly was a different organization. I was surprised to receive a visit from them at my homestead. Upon receipt of our transfer, my husband and I opted to invest the entire amount in farming. We planted vegetables, butternuts, and tomatoes, something we were good at. I am forever grateful for the support of the cash transfer that gave us an opportunity for a change in our life." (Occupation: Motorcycle or bicycle taxi)

"My husband and I were blessed with a child a year after our wedding. Since we don't yet have a home, my wife and son stay at my mother's place, and I stay at my brother's. As a man, I don't feel at ease or proud of the arrangements, and it makes me feel inadequate. As a result, I purchased a motorcycle on credit with the understanding that I would pay $20 per week until the total was paid in full. Currently, I work as a motorbike taxi, and anytime I have a transfer, I put $20 toward the loan. I spend the remaining $14 each month on food for my family. I will have enough money once I have paid off the loan to enable the building of a house." (Occupation: Motorcycle or bicycle taxi)

"I aspire to educate my son through high school. This is the immediate need that I have for now since he's required to join form one. Therefore, I plan on using the cash transfer on his school fees. I was involved in a motorcycle accident a few months ago that left me with injuries. Soon as I recover, I can boost my business and my income as I plan to start rearing goats. This will help me go a long way in paying my son's school fees."

"I bought a motorcycle in hire purchase and delight solar, and I aim to clear their payments. The motorcycle makes life a little bit more bearable for me by assisting with my commute to work operations. I would occasionally use it to fetch water for the family. I picked it up in October of last year, and since I anticipate some payment next month, I want to clear the payment by the end of March 2023. Because delight solar has been giving my family enough lighting, I feel good having it around. My other goal is to keep livestock after I finish paying my motorcycle loan. They are priceless and can support my family when we run into trouble."

"The greatest difference now is the fact that I'll get to buy barbed wire to fence my land and avoid trespassing by intruders. I wasn't able to fence before due to a lack of money, and I'm excited that I finally I've achieved this dream. I'm glad too that I managed to pay for my motorcycle. I'm forever indebted for the amazing gift from GiveDirectly." (Occupation: Motorcycle or bicycle taxi)

"After receiving my first transfer, I spent $65 on building materials in order to renovate the roof of my current home. I had been living there for three years, and the roof is currently weakened due to termite infestation. I also improved my farming by spending $100 on certified butternut seeds and planting them on an acre of land. Because my farm is adjacent to the county government's free irrigation resources, investing in farming as my primary source of income yields a higher return. In addition, I spent $1 on clothes and $12 on servicing the loan I had obtained after purchasing a motorcycle on credit. In addition, I used the remaining funds to buy food for my family of three." (Occupation: Motorcycle or bicycle taxi)

"The house roof has been leaking for the longest time, my children would get sick, and spend most of my money on medical expenses. I burn timber and sell charcoal and every week I get three sacks that I sell at $4. The money helps me buy food. Somedays when my husband does not make money, we do not eat dinner which makes me sad because that means that the children will wake up hungry and still not take breakfast before school which affects their studies. My husband rents a tuk-tuk, which he gives the owner $10 whenever he works and remains $5. This money helps pay school fees for my four children. Receiving this money has helped me install new iron sheets, paid school fees for my two children for $120, and food for the family." (Occupation: Motorcycle or bicycle taxi)

"I own a small business where I sell some groceries and other food items, so when I recently received a transfer, I combined it with the $14 that I had previously saved from the previous month's transfers and restocked the store. I spent $20 to cover the monthly payments on a motorcycle I had purchased on credit. Since I began getting the transfers, my life has gotten better, and I am appreciative of that. I use my motorcycle to transport the goods to my shop and occasionally use it as a motorcycle taxi, so I don't have to pay for that service. In addition, because I now have a strong stock, my earnings have increased."