"I spent my first transfer on buying a sack of corn for our feeding. I then bought a water container for keeping rain water. I also spent some in farming my farm lands."

"I spent most of the transfer to pay school fee arrears for my three children who are in secondary school after they were sent home for school fee. I also spent the transfer to connect water at my home from the main source. The remaining balance l spent to dig and build a pit-latrine. "

"I spent my first transfer on buying a sack of corn for my family's feeding. I then bought a new suitcase for keeping my clothes and then bought a big water storing drum for storing rain water."

"I spent my first transfer on buying household utensils and water containers for storing water. I also gave my husband some of the money which he used on leisure activities."

"I spent the larger part of my first transfer on buying a bag and a half of maize for my households consumption purposes 6,600 KES .I also bought a water tank 2,800 KES .I also bought school uniform and school shoes 2000 KES for my three children respectively. "

"I spent my second transfer on buying cement at 6000 KES, a water tank at 35000 KES, preparing a gutter at 7600 KES, transportation at 2500 KES."

"Being that I am a farmer I spent my first transfer to purchase water pipes that I have been using for irrigation. I am happy nowadays I am able to irrigate my farm with ease.I also bought some corn for my family consumption."

"The biggest hardship is how to get water for our daily use as the nearest water point is almost one and half hours away."

"I spent my first transfer on purchasing fishing nets for my fishing activities. Previously I had nets which were very old and torn which could easily allow fish escape back into the waters. I am so glad now that my fishing activity is greatly improved and much income is generated at the end of the day which has in turn raised my family's living standards."

"I spent my first transfer on purchasing fishing nets for my fishing activities in the lake. I had very old and torn nets which would occasionally allow fish to escape and swim back to the water resulting into very low returns at the end of the day. I am so glad that I no longer suffer from such losses. Other than that, I also purchased a sack of maize which I felt would be of a very big help to my kids who relied entirely on me for everything they needed."