"I spent most of the second transfer to buy generator for farming, where by I use it to water my farm and a good produce for selling and my consumption . I also spent the transfer to start a small scale business of selling cereal as my source of income. The remaining balance l spent to pay school fee arrears for my child who is in primary academy school."

"I spent my transfer on piping tapped water to our compound to minimize the labor that was pt into going to fetch water from far off streams and rivers and because the water is safe for drinking. I then spent the remaining on buying two goats which I will be rearing. I then used the rest of the transfer on buying building materials and building a new and better house since the one I was living in was a makeshift house and very small that I had built after my brother had evicted me from his house that I had been living in."

"I used portion of the transfer to buy water tank. I invested a portion of the transfer in retail shop shop business. I also purchased foodstuff for family consumption with the rest of the transfer."

"I spent my second transfer on building soil, sand, cement and labour costs for repairing my old house. I also spent on a mattress, water containers and mortuary bills for my late mother who passed during that moment when I received the transfers."

"I spent my transfer on digging a fish pond 12000 KES, bought water pipes 2500 KES, gate valves 2500 KES, paid for labor 2000 KES, bought 200 fish each @7.00 KES 1400 KES, transportation 1300 KES, bought 22 pieces of iron sheets 14300 KES, bought 20 round poles 5000 KES and used balance on daily meals."

"I spent my first transfer to buy two goats which ones grown, I can always sell when am in serious need of money, bought a water tank at 2,700 KES to help me store water during rainy season and also bought cushions for my seats since i did not have cushions."

"I spent my second transfer on buying water pumping machine for farming 42000 KES and used the balance to buy 12 pieces of iron sheets 7600 KES."

"I used a portion of the transfer to buy chairs because I only had one. I spent a portion of the remaining transfer to settle my son who was in collage fee balance. I also constructed a water well with the rest of the money."

"I spent my first transfer on a sack of maize at 4000 KES, a mattress at 2200 KES, water storing container (skyplast) at 1800 KES, the rest of the transfers were spent on food"

"I spent my second transfer majorly on purchasing a water pump,water pipes and a sack of maize for feeding my household.I now find it easier to irrigate my tomatoes unlike before I bought the machine."