"I spent my second transfer on buying waterpump for a tomato growing project I just started as a source of income, I bought a boat and fishing nets that I use in fishing as my major source of income and paid my wife's maternity hospital bills after a safe delivery."

"I spent my first transfer to buy building materials like iron sheets, cement, timber and nails which I have used to expand my house which I live in and also renovated my house from mud to plastered. I spent some amount to buy water which was being used to build my house. I bought four tins of maize for my family consumption, paid school fees for my child who is in high school and the remaining amount I spent to buy household utensils."

"I spent my second transfer on buying a 4000 litter tank where I can harvest water being that where I come from there is water shortage but now I can store drinking water. "

"I spent most of the second transfer to buy building materials as l am planing to extend my house, since l am staying in a very small house that does not accommodate me with my family. I spent the transfer to buy furniture since l was sitting on water container after my house burnt down with the furniture that l had. The remaining balance l spent to buy mattress and bed since l was sleeping down."

"The biggest difference in my daily life is that I do not have to manually water my tomato farm and I also do not have to hire anymore."

"I spent most of the second transfer to buy fishing net for fishing, since l had a boat but l did not have fishing net. I spent the transfer to buy donkey as also my source of income, since l use it to carry water a round the village and sell it to people and get my daily income. I also spent the transfer to buy wet-cell for lighting my house and so l do not spent money to pay paraffin everyday. I also spent the transfer to buy plastic chairs. The remaining balance l spent to buy goats for my future use."

"The biggest difference in my daily life is that I'll no longer stress myself with mud smearing the house as before because my house is cemented, my children also dress smartly while going to school and I can also easily store rain water now that I have a bigger water storage tank."

"I spent most of my second transfer to ppurchase a water pump for my tomato farm. Depending on others for their water pumps was frustrating yet expensive because I would borrow it at a fee."

"The biggest difference in my daily life is the fact that I have a new house that is not only better than the previous one but is also spacious. I am now able to collect rain water unlike before."

"I spent my first transfer on plastic water storage tanks which I badly needed (6,500 KES), utensils (1,500 KES) as well as dry corn ."