I used a larger portion of my third transfer on my mother-in-law's funeral expenses who passed on the same day I received the money. I also used part of the money to buy a cow that I'm planning to sell in future to help me in paying my child's school fee.

I spent most of the second transfer to buy building materials as l am planing to extend my house, since l am staying in a very small house that does not accommodate me with my family. I spent the transfer to buy furniture since l was sitting on water container after my house burnt down with the furniture that l had. The remaining balance l spent to buy mattress and bed since l was sleeping down.

The biggest difference in my daily life is that, l now have a better place to sleep on as compare to when l was sleeping on a mart, l also have very nice furniture l do not need to borrow furniture from my neighbors when l have visitors.

I spent my first transfer on paying fees for my seven children who are in primary school 4000 KES .I also bought two bags of maize for my family's consumption by adding some of my savings 7000 KES .

The moment I received the transfer, I felt very happy since I was assured of buying food and basic needs for my family as getting basic needs for my family has always been a hustle due to the fact the I am a widow and managing a large family of seven children it has been overwhelming.I can say that at the moment my living standards has improved since my children are now going to school and when the come back late in the evening they are assured of food on the table .