"I used a portion of the transfer to buy 3 bulls. I bought a water pump for irrigation purposes. I also bought foodstuffs for family consumption."

"I spent 4000 KES from my first transfer to buy and fix a new wooden door to my house since the old one was eaten by termites and had become very weak. I also paid labor for repairing the walls of my house by mudding since rain water had erroded the walls badly. The whole balance was spent on buying foodstuffs for my family since we did not have enough food in the house."

"The biggest difference in my daily life is that no longer rained upon now that am in an iron roofed house, unlike before when I used to live in a grass thatched house. I also get rain water from my ironed roof so I no longer use dirty river water for drinking."

"My house had been burnt down in an accident, losing most of the items in the house. I then used the remaining water to my lwak.....ojtimre."

"I spent my second transfer on installation of a 5,000 litre plastic water storage tank (40,000 KES), paid my Tithe to my Church as a sign of gratitude to God (5,000 KES)and started a rice -selling (5,000 KES). "

"I spent my second transfer on building a 2-roomed kitchen (30,000 KES), a mattress (1,800 KES), a water storage container,a bag of dry corn for family consumption (5,000 KES) as well as assorted food items."

"I spent my second transfer on buying building materials (iron sheets, polls and nails). I also bought a water container. "

"I spent most of my second transfer to buy steel windows, steel door and window panes which I have all fixed on my house. I bought a bull which will mature faster and I can later exchange for cow. I bought a water tank to store water during rainy season, a mattress, and cushions and the remaining amount, I spent to dig a pit latrine and also bought 25 tins of maize for my family's consumption."

"I spent my second transfer on plastering my house which was in a very pathetic condition and could frequently be washed away by rain water. I also purchased 2 oxen that I intend to use in ploughing my farm. Initially I hired oxen for the same which I found out to be too expensive more so at this time when economic status of the country could hardly allow one incur such like expenses."

"I spent most of the second transfer to build a house, since l was staying in house which was almost collapsing down and it was also small. I also spent the transfer to buy furniture since l was sitting on a water container, the remaining balance l spent to buy solar for light my house."