"Receiving this money is a great reprieve to me because I will be able to settle fee balances for my two children in university and also buy a water tank to ensure we have enough water even during dry spells."

"I am planning to buy water tank because we have water shortage in my area.To buy barbed wire and a gate so that I can fence my home to be safer."

"I spent the second transfer on paying dowry for my wife, I also bought few households equipment and fixed a water tap in my compound. "

"I am planning to use the transfer in horticultural farming I'll have water melon, vegetables and capsicum in that farm and in case of good yields then I'll sell them to earn daily bread. "

"The first transfer I plan to channel water to our home.This place where we stay is so dry and getting water is a common problem.The second transfer I plan to buy cattle,this will help me in future. Lastly,We want to build a more spacious house since this one is small and my family is growing."

"The first transfer,I plan to build a toilet,we have to use the one in the neighbouring church because we do not have ours.Part of the first transfer,I will use in channeling water to my place because we have a problem of getting water in this place. The remaining transfer I would like to build a brick house and part of it to pay school fees for my children."

" Am planning to spend my upcoming transfer on renovating my house, I also would like to buys a generate and water pipe for irrigating my land for high yield."

"I plan to spend my transfer in starting an agricultural business by buying a water pumping machine.I will plant crops and I can sell to get income for my family."

"I'm planning to buy a cow that can provide my family with milk,cement my house since its not easy to maintain it everytime.Lastly Im going to buy a big tank for water harvesting."

"I have planned to drill a borehole with the first transfer since we fetch water very far and it's tiresome. The remaining money I will use it to construct a new house since the one I am in collapsed one side."