I spent most of the transfer to buy two cows for my future use, the remaining balance l spent to build a kitchen for my children to have a place there they can spend their night, since there were sleeping with them in the same house but the house also was too small to accommodate me with them.

I spent my second transfer on plastering my house which was in a very pathetic condition and could frequently be washed away by rain water. I also purchased 2 oxen that I intend to use in ploughing my farm. Initially I hired oxen for the same which I found out to be too expensive more so at this time when economic status of the country could hardly allow one incur such like expenses.

The biggest difference I have experienced in my daily life is that I currently own livestock, something I least expected.

I spent my first transfer on ploughing my 2 acre piece of land for cultivation. Honestly, were it not for this transfer, I couldn't have managed to plough the farm since the tractor which was to do the work required a lot of money which I could not produce from my own pocket.

I felt so happy when I received my transfer which came at the right time when money was seriously required to pay for a tractor for ploughing.