"I spent the whole of my first transfer to dig a borehole. In my area there is water problem so I thought it wise to sink a borehole to avoid the hustle of drawing water from long distances. "

"I spent my third transfer on purchase of a bull (20,000 KES), materials for construction of a kitchen(18,000 KES), secondary school fee (7,500 KES) and also a water storage tank "

"I had a big problem paying school fees for my children but the transfers eased it for me. Ialso used to repair the walls of my old house from time to time because rainwater was eroding it very easily, which was so tasking. This has however stopped since I now have a good on my house."

"I invested half of my third transfer on my clothes selling business which I had started earlier with my second transfer. I spent the other half on my husbands watermelon growing business. "

"I spent my third transfer on cultivating my two acre piece of land in preparation of planting cereal in the long rainy season . I dug a toilet and now I have my own toilet hence I do not need to use my neighbors.I bought one bag of maize ,a mattress, water container and solar lamp .I also bought household furniture such as a table ,sofa set seats ,bed and bedding. I also bought clothes for all my family members."

"My life is different because I was able to extend my house, now I have a much bigger house that accommodates my family and I, I was also able to buy a water tank that helps me in water storage and I don't have to walk long distance in search of water"

"My life different if l could not have received transfer is that, l could not have manage to buy donkey and so l could be still walking along distance to get water on my own."

"I spent most of the transfer to buy furniture since l was sitting on water container. The remaining balance l spent to pay school fee for my children and to improve my business."

"The biggest hardship that I face presently is getting sufficient income to sustain my family's basic needs like food,water ,clothing and even paying school fees for my children."

"I used my second transfer to buy a metalic door to my house as i had a weak door for protection, i also bought a bicycle to help us ease work like fetching water at home, i bought a small radio so i can know about the current affairs in the world and paid school fees for my child who is studying a tailoring course in college"